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\u0a30\u0a3f\u0a38\u0a3c\u0a24\u0a47\u0a26\u0a3e\u0a30 \u0a26\u0a41\u0a06\u0a30\u0a3e \u0a26\u0a3f\u0a71\u0a24\u0a40 \u0a17\u0a08 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 \u0a35\u0a3f\u0a71\u0a1a \u0a15\u0a4b\u0a08 \u0a2b\u0a30\u0a15 \u0a28\u0a39\u0a40\u0a02 \u0a15\u0a30\u0a26\u0a3e \u0a39\u0a48\u0964.<\/p>\n<p>\u0a07\u0a39 \u0a38\u0a3f\u0a27\u0a3e\u0a02\u0a24 \u0a2e\u0a3f\u0a38\u0a3c\u0a40\u0a17\u0a28 \u0a38\u0a41\u0a2a\u0a30\u0a40\u0a2e \u0a15\u0a4b\u0a30\u0a1f \u0a26\u0a41\u0a06\u0a30\u0a3e \u0a35\u0a3f\u0a71\u0a1a \u0a2a\u0a41\u0a38\u0a3c\u0a1f \u0a15\u0a40\u0a24\u0a3e \u0a17\u0a3f\u0a06 \u0a38\u0a40 <em>\u0a21\u0a17\u0a32\u0a38 \u0a2c\u0a28\u0a3e\u0a2e \u0a06\u0a32\u0a38\u0a1f\u0a47\u0a1f \u0a07\u0a70\u0a38\u0a3c\u0a4b\u0a30\u0a48\u0a02\u0a38 \u0a15\u0a70\u0a2a\u0a28\u0a40.<\/em>, 492 \u0a2e\u0a3f\u0a1a 241 (2012)\u0964 \u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30 \u0a26\u0a41\u0a06\u0a30\u0a3e \u0a2a\u0a4d\u0a30\u0a26\u0a3e\u0a28 \u0a15\u0a40\u0a24\u0a40 \u0a17\u0a08 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 \u0a0f\u0a1c\u0a70\u0a38\u0a40 \u0a26\u0a40 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 \u0a26\u0a47 \u0a38\u0a2e\u0a3e\u0a28 \u0a39\u0a40 \u0a2d\u0a41\u0a17\u0a24\u0a3e\u0a28\u0a2f\u0a4b\u0a17 \u0a39\u0a48 \u0a2c\u0a38\u0a3c\u0a30\u0a24\u0a47 \u0a26\u0a3e\u0a05\u0a35\u0a47\u0a26\u0a3e\u0a30 \u0a05\u0a1c\u0a3c\u0a2e\u0a3e\u0a07\u0a38\u0a3c \u0a35\u0a3f\u0a71\u0a1a \u0a1a\u0a3e\u0a30 \u0a24\u0a71\u0a24 \u0a38\u0a3e\u0a2c\u0a24 \u0a15\u0a30\u0a47\u0964.<\/p>\n<div class=\"kb-cite\"><strong>\u0a28\u0a3f\u0a2f\u0a70\u0a24\u0a30\u0a23 \u0a28\u0a3f\u0a2f\u0a2e (\u0a21\u0a17\u0a32\u0a38 \u0a2c\u0a28\u0a3e\u0a2e \u0a06\u0a32\u0a38\u0a1f\u0a47\u0a1f, \u0a2e\u0a3f\u0a38\u0a3c 2012):<\/strong> MCL 500.3107(1)(a) \u0a24\u0a39\u0a3f\u0a24 PIP \u0a05\u0a1f\u0a48\u0a02\u0a21\u0a48\u0a02\u0a1f-\u0a15\u0a47\u0a05\u0a30 \u0a32\u0a3e\u0a2d \u0a2a\u0a4d\u0a30\u0a3e\u0a2a\u0a24 \u0a15\u0a30\u0a28 \u0a32\u0a08, \u0a2c\u0a40\u0a2e\u0a3e \u0a27\u0a3e\u0a30\u0a15 \u0a28\u0a42\u0a70 \u0a38\u0a3f\u0a71\u0a27 \u0a15\u0a30\u0a28\u0a3e \u0a32\u0a3e\u0a1c\u0a3c\u0a2e\u0a40 \u0a39\u0a48 \u0a15\u0a3f (1) \u0a16\u0a30\u0a1a\u0a3e \u0a1c\u0a3c\u0a16\u0a2e\u0a40 \u0a35\u0a3f\u0a05\u0a15\u0a24\u0a40 \u0a26\u0a40 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32, \u0a20\u0a40\u0a15 \u0a39\u0a4b\u0a23 \u0a1c\u0a3e\u0a02 \u0a2e\u0a41\u0a5c \u0a35\u0a38\u0a47\u0a2c\u0a47 \u0a32\u0a08 \u0a39\u0a48; (2) \u0a07\u0a39 \u0a35\u0a3e\u0a1c\u0a2c \u0a24\u0a4c\u0a30 '\u0a24\u0a47 \u0a1c\u0a3c\u0a30\u0a42\u0a30\u0a40 \u0a39\u0a48; (3) \u0a07\u0a39 \u0a39\u0a4b \u0a1a\u0a41\u0a71\u0a15\u0a3e \u0a39\u0a48; \u0a05\u0a24\u0a47 (4) \u0a1a\u0a3e\u0a30\u0a1c \u0a35\u0a3e\u0a1c\u0a2c \u0a39\u0a48\u0964.<\/div>\n<h2 class=\"kb-h2\">56-\u0a18\u0a70\u0a1f\u0a47 \u0a26\u0a40 \u0a38\u0a40\u0a2e\u0a3e: MCL 500.3157(10) \u0a05\u0a38\u0a32 \u0a35\u0a3f\u0a71\u0a1a \u0a15\u0a40 \u0a15\u0a39\u0a3f\u0a70\u0a26\u0a3e \u0a39\u0a48<\/h2>\n<p>\u0a2a\u0a2c\u0a32\u0a3f\u0a15 \u0a10\u0a15\u0a1f 21, 2019 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\u0a38\u0a47\u0a35\u0a3e\u0a35\u0a3e\u0a02 \u0a35\u0a3f\u0a2d\u0a3e\u0a17 \u0a26\u0a41\u0a06\u0a30\u0a3e \u0a2a\u0a4d\u0a30\u0a15\u0a3e\u0a38\u0a3c\u0a3f\u0a24 <a href=\"https:\/\/www.michigan.gov\/-\/media\/Project\/Websites\/difs\/Bulletins\/2021\/Bulletin_2021-31-INS.pdf\">\u0a2c\u0a41\u0a32\u0a47\u0a1f\u0a3f\u0a28 2021-31-INS<\/a> \u0a05\u0a17\u0a38\u0a24 2021 \u0a35\u0a3f\u0a71\u0a1a \u0a16\u0a3e\u0a38 \u0a24\u0a4c\u0a30 '\u0a24\u0a47 \u0a09\u0a28\u0a4d\u0a39\u0a3e\u0a02 \u0a17\u0a32\u0a24\u0a2b\u0a39\u0a3f\u0a2e\u0a40\u0a06\u0a02 \u0a28\u0a42\u0a70 \u0a26\u0a42\u0a30 \u0a15\u0a30\u0a28 \u0a32\u0a08 \u0a1c\u0a4b \u0a15\u0a48\u0a2a \u0a32\u0a3e\u0a17\u0a42 \u0a39\u0a41\u0a70\u0a26\u0a47 \u0a39\u0a40 \u0a38\u0a3e\u0a39\u0a2e\u0a23\u0a47 \u0a06\u0a08\u0a06\u0a02\u0964 \u0a2c\u0a41\u0a32\u0a47\u0a1f\u0a3f\u0a28 \u0a35\u0a3f\u0a71\u0a1a \u0a24\u0a3f\u0a70\u0a28 \u0a17\u0a71\u0a32\u0a3e\u0a02 \u0a26\u0a71\u0a38\u0a40\u0a06\u0a02 \u0a17\u0a08\u0a06\u0a02 \u0a39\u0a28 \u0a1c\u0a4b 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class=\"kb-table\">\n<thead>\n<tr>\n<th>\u0a2e\u0a41\u0a71\u0a26\u0a3e<\/th>\n<th>2021-\u0a1c\u0a41\u0a32\u0a3e\u0a08 1 \u0a24\u0a4b\u0a02 \u0a2a\u0a39\u0a3f\u0a32\u0a3e\u0a02<\/th>\n<th>1 \u0a1c\u0a41\u0a32\u0a3e\u0a08, 2021 \u0a24\u0a4b\u0a02 \u0a2c\u0a3e\u0a05\u0a26 (\u0a2e\u0a4c\u0a1c\u0a42\u0a26\u0a3e)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30\u0a15 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 '\u0a24\u0a47 \u0a15\u0a3e\u0a28\u0a42\u0a70\u0a28\u0a40 \u0a18\u0a70\u0a1f\u0a47 \u0a26\u0a40 \u0a38\u0a40\u0a2e\u0a3e<\/td>\n<td>\u0a15\u0a4b\u0a08 \u0a28\u0a39\u0a40\u0a02\u0964 \u0a18\u0a70\u0a1f\u0a47 \u0a15\u0a47\u0a35\u0a32 \u0a35\u0a3e\u0a1c\u0a3f\u0a2c \u0a1c\u0a3c\u0a30\u0a42\u0a30\u0a24\u0a3e\u0a02 \u0a24\u0a71\u0a15 \u0a38\u0a40\u0a2e\u0a24\u0964.<\/td>\n<td>56 \u0a18\u0a70\u0a1f\u0a47\/\u0a39\u0a2b\u0a3c\u0a24\u0a47 \u0a2a\u0a4d\u0a30\u0a24\u0a40 MCL 500.3157(10) \u0a30\u0a3f\u0a38\u0a3c\u0a24\u0a47\u0a26\u0a3e\u0a30\u0a3e\u0a02, \u0a18\u0a30 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MCL 418.315 (\u0a15\u0a3e\u0a2e\u0a47 \u0a26\u0a3e \u0a2e\u0a41\u0a06\u0a35\u0a1c\u0a3c\u0a3e) \u0a26\u0a40 \u0a26\u0a30 \u0a24\u0a71\u0a15 \u0a38\u0a40\u0a2e\u0a3f\u0a24; \u0a07\u0a15\u0a30\u0a3e\u0a30\u0a28\u0a3e\u0a2e\u0a47 \u0a35\u0a3e\u0a32\u0a40 \u0a35\u0a3e\u0a27\u0a42 \u0a30\u0a15\u0a2e \u0a05\u0a24\u0a47 \u0a17\u0a48\u0a30-\u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30\u0a15 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 '\u0a24\u0a47 \u0a0f\u0a1c\u0a70\u0a38\u0a40-\u0a26\u0a30 \u0a26\u0a3e \u0a38\u0a2c\u0a42\u0a24 \u0a32\u0a3e\u0a17\u0a42 \u0a30\u0a39\u0a47\u0a17\u0a3e\u0964.<\/td>\n<\/tr>\n<tr>\n<td>\u0a15\u0a48\u0a2a \u0a24\u0a4b\u0a02 \u0a35\u0a71\u0a27 \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32<\/td>\n<td>\u0a35\u0a3e\u0a1c\u0a3f\u0a2c \u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30\u0a15 \u0a26\u0a30 '\u0a24\u0a47 \u0a2d\u0a41\u0a17\u0a24\u0a3e\u0a28 \u0a15\u0a40\u0a24\u0a3e \u0a17\u0a3f\u0a06\u0964.<\/td>\n<td>\u0a2c\u0a40\u0a2e\u0a3e \u0a15\u0a70\u0a1f\u0a30\u0a48\u0a15\u0a1f \u0a30\u0a3e\u0a39\u0a40\u0a02 \u0a05\u0a26\u0a3e\u0a07\u0a17\u0a40 (\u0a73) \u0a35\u0a3e\u0a27\u0a42 \u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30\u0a15 \u0a18\u0a70\u0a1f\u0a3f\u0a06\u0a02 \u0a32\u0a08 \u0a1c\u0a3e\u0a02 (\u0a05) \u0a2a\u0a4d\u0a30\u0a4b\u0a2b\u0a48\u0a38\u0a3c\u0a28\u0a32\/\u0a0f\u0a1c\u0a70\u0a38\u0a40 \u0a15\u0a47\u0a05\u0a30\u0a35\u0a30\u0a15\u0a30\u0a3e\u0a02 \u0a28\u0a42\u0a70 \u0a35\u0a3e\u0a1c\u0a2c \u0a0f\u0a1c\u0a70\u0a38\u0a40 \u0a30\u0a47\u0a1f '\u0a24\u0a47\u0964.<\/td>\n<\/tr>\n<tr>\n<td>11 \u0a1c\u0a42\u0a28, 2019 \u0a24\u0a4b\u0a02 \u0a2a\u0a39\u0a3f\u0a32\u0a3e\u0a02 \u0a26\u0a40\u0a06\u0a02 \u0a38\u0a71\u0a1f\u0a3e\u0a02<\/td>\n<td>\u0a15\u0a48\u0a2a \u0a32\u0a3e\u0a17\u0a42 \u0a28\u0a39\u0a40\u0a02 \u0a39\u0a41\u0a70\u0a26\u0a40\u2014<em>\u0a05\u0a70\u0a21\u0a30\u0a40 \u0a2c\u0a28\u0a3e\u0a2e \u0a2f\u0a42\u0a10\u0a38\u0a0f\u0a0f \u0a15\u0a48\u0a1c\u0a3c\u0a41\u0a05\u0a32\u0a1f\u0a40 \u0a07\u0a70\u0a38\u0a3c\u0a4b\u0a30\u0a48\u0a02\u0a38 \u0a15\u0a70\u0a2a\u0a28\u0a40.<\/em>, 514 \u0a2e\u0a3f\u0a1a 207 (2023) \u0a28\u0a47 2019 \u0a26\u0a47 \u0a05\u0a1f\u0a48\u0a02\u0a21\u0a48\u0a02\u0a1f-\u0a15\u0a47\u0a05\u0a30 \u0a05\u0a24\u0a47 \u0a2b\u0a40-\u0a38\u0a3c\u0a21\u0a3f\u0a0a\u0a32 \u0a38\u0a40\u0a2e\u0a3e\u0a35\u0a3e\u0a02 \u0a28\u0a42\u0a70 \u0a30\u0a48\u0a1f\u0a30\u0a4b\u0a10\u0a15\u0a1f\u0a3f\u0a35\u0a32\u0a40 \u0a32\u0a3e\u0a17\u0a42 \u0a28\u0a39\u0a40\u0a02 \u0a15\u0a40\u0a24\u0a3e\u0964.<\/td>\n<td>\u0a05\u0a24\u0a47\u0a30\u0a40 \u0a35\u0a3f\u0a30\u0a3e\u0a38\u0a24\u0a40 \u0a26\u0a3e\u0a05\u0a35\u0a47\u0a26\u0a3e\u0a30\u0a3e\u0a02 \u0a26\u0a40 \u0a30\u0a71\u0a16\u0a3f\u0a06 \u0a15\u0a30\u0a26\u0a40 \u0a39\u0a48\u0964.<\/td>\n<\/tr>\n<tr>\n<td>\u0a15\u0a41\u0a38\u0a3c\u0a32 \u0a28\u0a30\u0a38\u0a3f\u0a70\u0a17 \u0a38\u0a41\u0a35\u0a3f\u0a27\u0a3e \/ \u0a0f\u0a1c\u0a70\u0a38\u0a40 \u0a38\u0a48\u0a1f\u0a3f\u0a70\u0a17<\/td>\n<td>MCL 500.3107 \u0a05\u0a27\u0a40\u0a28 \u0a35\u0a3e\u0a1c\u0a2c \u0a16\u0a30\u0a1a\u0a47\u0964.<\/td>\n<td>\u0a05\u0a1f\u0a71\u0a32\u0964 56-\u0a18\u0a70\u0a1f\u0a3f\u0a06\u0a02 \u0a26\u0a40 \u0a38\u0a40\u0a2e\u0a3e \u0a38\u0a3f\u0a30\u0a2b \u0a18\u0a30 \u0a35\u0a3f\u0a71\u0a1a \u0a26\u0a47\u0a16\u0a2d\u0a3e\u0a32 \u0a32\u0a08 \u0a39\u0a48\u0964.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"kb-h3\">\u0a28\u0a40\u0a24\u0a40 \u0a2d\u0a3e\u0a38\u0a3c\u0a3e \u0a05\u0a1c\u0a47 \u0a35\u0a40 \u0a38\u0a41\u0a27\u0a3e\u0a30 \u0a24\u0a4b\u0a02 \u0a2c\u0a3e\u0a05\u0a26 \u0a15\u0a3f\u0a09\u0a02 \u0a2e\u0a3e\u0a07\u0a28\u0a47 \u0a30\u0a71\u0a16\u0a26\u0a40 \u0a39\u0a48<\/h3>\n<p>\u0a38\u0a1f\u0a48\u0a1a\u0a42\u0a1f\u0a30\u0a40 \u0a38\u0a40\u0a2e\u0a3e\u0a35\u0a3e\u0a02 \u0a15\u0a39\u0a3e\u0a23\u0a40 \u0a26\u0a3e \u0a38\u0a3f\u0a30\u0a2b\u0a3c \u0a07\u0a71\u0a15 \u0a39\u0a3f\u0a71\u0a38\u0a3e \u0a39\u0a28\u0964 <em>\u0a38\u0a2e\u0a47\u0a1c\u0a15\u0a3e\u0a32 \u0a2c\u0a28\u0a3e\u0a2e \u0a2c\u0a47\u0a15<\/em>, ___ \u0a2e\u0a3f\u0a1a \u0a10\u0a2a ___ (2024) 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\u0a1c\u0a47 \u0a2c\u0a40\u0a2e\u0a3e \u0a15\u0a70\u0a2a\u0a28\u0a40 \u0a26\u0a40 \u0a07\u0a28\u0a15\u0a3e\u0a30 \u0a05\u0a23\u0a09\u0a1a\u0a3f\u0a24 \u0a39\u0a48, \u0a24\u0a3e\u0a02 MCL 500.3148(1) \u0a05\u0a26\u0a3e \u0a28\u0a3e \u0a15\u0a40\u0a24\u0a40\u0a06\u0a02 \u0a17\u0a08\u0a06\u0a02 \u0a32\u0a3e\u0a2d\u0a3e\u0a02 \u0a26\u0a47 \u0a28\u0a3e\u0a32-\u0a28\u0a3e\u0a32 \u0a35\u0a15\u0a40\u0a32 \u0a2b\u0a40\u0a38\u0a3e\u0a02 \u0a26\u0a3e \u0a2a\u0a4d\u0a30\u0a2c\u0a70\u0a27 \u0a15\u0a30\u0a26\u0a3e \u0a39\u0a48 \u0a05\u0a24\u0a47 MCL 500.3142 \u0a05\u0a27\u0a40\u0a28 \u0a2c\u0a15\u0a3e\u0a07\u0a06 PIP \u0a32\u0a3e\u0a2d\u0a3e\u0a02 &#x27;\u0a24\u0a47 12% \u0a35\u0a3f\u0a27\u0a3e\u0a28\u0a15 \u0a38\u0a42\u0a26 \u0a32\u0a3e\u0a17\u0a42 \u0a15\u0a30\u0a26\u0a3e \u0a39\u0a48\u0964.<\/p>\n<\/div>\n<div class=\"kb-cta\">\n<h3>\u0a2e\u0a3f\u0a38\u0a3c\u0a40\u0a17\u0a28 \u0a35\u0a3f\u0a71\u0a1a \u0a1c\u0a3c\u0a16\u0a2e\u0a40 \u0a39\u0a4b\u0a0f? \u0a07\u0a38 \u0a26\u0a3e 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\u0a28\u0a3e\u0a32 \u0a38\u0a70\u0a2a\u0a30\u0a15 \u0a15\u0a30\u0a28\u0964 \u0a2a\u0a3f\u0a1b\u0a32\u0a47 \u0a28\u0a24\u0a40\u0a1c\u0a47 \u0a2d\u0a35\u0a3f\u0a71\u0a16 \u0a26\u0a47 \u0a28\u0a24\u0a40\u0a1c\u0a3f\u0a06\u0a02 \u0a26\u0a40 \u0a17\u0a3e\u0a30\u0a70\u0a1f\u0a40 \u0a28\u0a39\u0a40\u0a02 \u0a26\u0a3f\u0a70\u0a26\u0a47\u0964.<\/p>\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>\u0a2e\u0a40\u0a38\u0a3c\u0a40\u0a17\u0a28 \u0a05\u0a1f\u0a48\u0a02\u0a21\u0a48\u0a02\u0a1f \u0a15\u0a47\u0a05\u0a30 \u0a32\u0a3e\u0a2d MCL 500.3107 \u0a26\u0a47 \u0a05\u0a27\u0a40\u0a28 \u0a15\u0a3f\u0a35\u0a47\u0a02 \u0a15\u0a70\u0a2e \u0a15\u0a30\u0a26\u0a47 \u0a39\u0a28 \u0a05\u0a24\u0a47 MCL 500.3157(10) \u0a35\u0a3f\u0a71\u0a1a 56-\u0a18\u0a70\u0a1f\u0a47 \u0a26\u0a3e \u0a2a\u0a30\u0a3f\u0a35\u0a3e\u0a30\u0a15 \u0a15\u0a48\u0a2a \u2013 \u0a1c\u0a3f\u0a38 \u0a35\u0a3f\u0a71\u0a1a \u0a07\u0a39 \u0a35\u0a40 \u0a38\u0a3c\u0a3e\u0a2e\u0a32 \u0a39\u0a48 \u0a15\u0a3f \u0a2c\u0a40\u0a2e\u0a3e 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