{"id":3413,"date":"2026-05-25T20:34:17","date_gmt":"2026-05-25T20:34:17","guid":{"rendered":"https:\/\/1844mchahal.com\/michigan-bicycle-accident-law-pip-priority-2026\/"},"modified":"2026-05-25T20:34:17","modified_gmt":"2026-05-25T20:34:17","slug":"michigan-bicycle-accident-law-pip-priority-2026","status":"publish","type":"post","link":"https:\/\/1844mchahal.com\/hi\/michigan-bicycle-accident-law-pip-priority-2026\/","title":{"rendered":"Michigan Bicycle Accident Law: PIP, Priority &#038; the 3-Foot Rule (2026)"},"content":{"rendered":"<style>\n.kb-wrap{font-family:'Inter',system-ui,sans-serif;color:#1f2937!important;line-height:1.75;max-width:920px;margin:32px auto;padding:48px 32px;background:#fff!important;border-radius:18px;box-shadow:0 12px 40px rgba(0,0,0,0.10);}\n.kb-wrap .kb-eyebrow,.kb-eyebrow{display:inline-block;font-size:12px!important;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#0b1220!important;background:#fbbf24!important;padding:6px 14px;border-radius:999px;margin-bottom:14px;}\n.kb-wrap .kb-h1,.kb-h1{font-size:clamp(28px,3.6vw,42px)!important;font-weight:800;line-height:1.15;margin:0 0 14px;color:#0b1220!important;font-family:Georgia,serif;letter-spacing:-0.4px;}\n.kb-wrap .kb-meta,.kb-meta{color:#000!important;font-size:14px!important;margin:0 0 28px;font-weight:600;}\n.kb-wrap .kb-lead,.kb-lead{font-size:18px!important;color:#000!important;line-height:1.75;margin:0 0 24px;font-weight:500;}\n.kb-wrap .kb-h2,.kb-h2{font-size:24px!important;font-weight:800;color:#0b1220!important;margin:36px 0 12px;font-family:Georgia,serif;}\n.kb-wrap .kb-h3,.kb-h3{font-size:19px!important;font-weight:700;color:#0b1220!important;margin:24px 0 10px;}\n.kb-wrap p{font-size:16px!important;color:#1f2937!important;margin:0 0 14px;}\n.kb-wrap ul,.kb-wrap ol{font-size:16px!important;color:#1f2937!important;margin:0 0 16px;padding-left:22px;}\n.kb-wrap li{margin:6px 0;color:#1f2937!important;}\n.kb-wrap .kb-cta,.kb-cta{background:linear-gradient(135deg,#0b1220 0%,#1e293b 100%)!important;color:#fff!important;border-radius:14px;padding:28px;text-align:center;margin:32px 0 8px;}\n.kb-wrap .kb-cta h3,.kb-cta h3{color:#fff!important;margin:0 0 10px;font-size:22px!important;}\n.kb-wrap .kb-cta p,.kb-cta p{color:#cbd5e1!important;margin:0 0 18px;}\n.kb-wrap .kb-cta a.btn,.kb-cta a.btn{display:inline-block;background:#fbbf24!important;color:#0b1220!important;padding:14px 28px;border-radius:10px;font-weight:800;text-decoration:none;letter-spacing:.04em;}\n.kb-wrap .kb-table,.kb-table{width:100%;border-collapse:collapse;margin:18px 0 24px;font-size:15px;}\n.kb-wrap .kb-table th,.kb-table th{background:#0b1220!important;color:#fff!important;padding:12px 14px;text-align:left;font-weight:700;}\n.kb-wrap .kb-table td,.kb-table td{padding:12px 14px;border-bottom:1px solid #e2e8f0;color:#1f2937!important;vertical-align:top;}\n.kb-wrap .kb-table tr:nth-child(even) td{background:#f8fafc!important;}\n.kb-wrap .kb-faq,.kb-faq{border-top:1px solid #e2e8f0;padding-top:24px;margin-top:32px;}\n.kb-wrap .kb-cite,.kb-cite{font-size:14px!important;color:#475569!important;background:#f1f5f9!important;padding:14px 18px;border-left:4px solid #fbbf24;margin:18px 0;border-radius:0 10px 10px 0;}\n.kb-wrap .kb-related,.kb-related{background:#f8fafc!important;border:1px solid #e2e8f0;border-radius:12px;padding:18px 22px;margin:24px 0;}\n.kb-wrap .kb-related h4,.kb-related h4{margin:0 0 10px;color:#0b1220!important;font-size:16px!important;}\n.kb-wrap .kb-related a,.kb-related a{color:#1d4ed8!important;text-decoration:none;font-weight:600;}\n<\/style>\n<div class=\"kb-wrap\">\n<span class=\"kb-eyebrow\">Knowledge Base &middot; Bicycle &amp; Pedestrian<\/span><\/p>\n<h1 class=\"kb-h1\">Michigan Bicycle Accident Law: PIP, Priority &amp; the 3-Foot Rule (2026)<\/h1>\n<p class=\"kb-meta\">\u0905\u091f\u0949\u0930\u094d\u0928\u0940 \u092e\u0948\u0928\u0940 \u091a\u0939\u0932 \u0926\u094d\u0935\u093e\u0930\u093e \u00b7 \u092e\u0908 \u0968\u0966\u0968\u096c \u092e\u0947\u0902 \u0905\u092a\u0921\u0947\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u00b7 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f: ~\u096f \u092e\u093f\u0928\u091f<\/p>\n<p class=\"kb-lead\">A Michigan bicyclist struck by a car is treated as a no-fault claimant \u2014 not a pedestrian footnote. That single classification controls who pays the hospital bill, who covers lost wages, and how long the rider has to file. This guide walks through the priority chain under <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be\/\">\u090f\u092e\u0938\u0940\u090f\u0932 500.3115<\/a>, the auto tort overlay under MCL 500.3135, the 3-foot safe-passing rule that drivers routinely ignore, and the deadlines that quietly bar otherwise solid cases.<\/p>\n<h2 class=\"kb-h2\">Why a Bicycle Crash Is a No-Fault Claim<\/h2>\n<p>Michigan&#8217;s no-fault act applies whenever a motor vehicle is &#8220;involved&#8221; in the accident \u2014 the bicyclist does not need to own a car, hold a policy, or be insured. MCL 500.3105(1) entitles any person who suffers accidental bodily injury &#8220;arising out of the ownership, operation, maintenance or use&#8221; of a motor vehicle as a motor vehicle to personal protection insurance (PIP) benefits. A bicycle struck by a sedan in a crosswalk, a rider doored by a parked truck, a cyclist clipped at an intersection \u2014 each triggers PIP entitlement.<\/p>\n<p>What confuses riders and even some attorneys is that the bicyclist is a non-occupant, so the priority rules in MCL 500.3114 do not control directly. Section 3115 controls when no occupancy exists. The interplay decides which insurer cuts the first check.<\/p>\n<div class=\"kb-cite\"><strong>Rule of thumb:<\/strong> If the cyclist or a resident relative carries Michigan auto no-fault, that policy pays first under MCL 500.3114(1). If no household policy exists, the priority shifts to the owner of the motor vehicle involved, then the operator, then the Michigan Assigned Claims Plan.<\/div>\n<h2 class=\"kb-h2\">The MCL 500.3115 Priority Chain for Non-Occupants<\/h2>\n<p>Section 3115 spells out the order in which insurers are tapped when an injured person was not occupying a motor vehicle at the time of the crash. The statute reads in pertinent part that a non-occupant injured person &#8220;shall claim personal protection insurance benefits from insurers in the following order of priority: (a) Insurers of owners or registrants of motor vehicles involved in the accident. (b) Insurers of operators of motor vehicles involved in the accident.&#8221;<\/p>\n<p>That is not the whole story. MCL 500.3114(1) gives a personal no-fault insurance policy priority over the 3115 cascade. So the practical chain looks like this:<\/p>\n<table class=\"kb-table\">\n<thead>\n<tr>\n<th>Priority<\/th>\n<th>Insurer<\/th>\n<th>Statutory hook<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>Bicyclist&#8217;s own no-fault auto policy<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 500.3114(1)<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>Spouse&#8217;s no-fault auto policy<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 500.3114(1)<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>Resident relative&#8217;s no-fault auto policy<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 500.3114(1)<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>Insurer of the owner\/registrant of the vehicle that struck the cyclist<\/td>\n<td>MCL 500.3115(1)(a)<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>Insurer of the operator of the vehicle that struck the cyclist<\/td>\n<td>MCL 500.3115(1)(b)<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>Michigan Assigned Claims Plan (MACP)<\/td>\n<td>MCL 500.3172<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>A cyclist with no auto policy, no spouse, and no resident relative on a Michigan no-fault policy still recovers \u2014 the at-fault driver&#8217;s carrier pays, or, failing that, the Assigned Claims Plan steps in. Indigent uninsured cyclists routinely access PIP through MACP for the same medical and wage benefits a policyholder would receive, subject to MACP&#8217;s $250,000 default coverage cap unless the involved vehicle&#8217;s owner carried higher PIP limits.<\/p>\n<h2 class=\"kb-h2\">What PIP Pays a Bicyclist<\/h2>\n<p>The 2019 no-fault reforms changed the menu of PIP limits available to a policy buyer (unlimited, $500,000, $250,000, $250,000 with exclusions, $50,000 for Medicaid enrollees, opt-out for Medicare). A bicyclist&#8217;s recovery is bounded by whichever level of PIP attaches under the priority chain. The benefit categories themselves are unchanged.<\/p>\n<h3 class=\"kb-h3\">Allowable Expenses (MCL 500.3107(1)(a))<\/h3>\n<p>Reasonable charges incurred for reasonably necessary products, services, and accommodations for the cyclist&#8217;s care, recovery, or rehabilitation. That covers ambulance transport, ER and trauma center charges, surgery, hospitalization, follow-up imaging, physical and occupational therapy, prescriptions, durable medical equipment, prosthetics, mileage to medical appointments, and reasonable accommodations such as wheelchair-accessible modifications. Provider fees are capped by the Michigan no-fault fee schedule under MCL 500.3157.<\/p>\n<h3 class=\"kb-h3\">Work Loss (MCL 500.3107(1)(b))<\/h3>\n<p>Up to 85% of gross wages the cyclist would have earned during the three years following the crash, subject to the inflation-adjusted monthly cap. The 2026 monthly cap is $7,201 \u2014 see our deeper guide at <a href=\"\/hi\/michigan-no-fault-wage-loss-benefits-2026-7201-cap\/\">\u092e\u093f\u0936\u093f\u0917\u0928 \u0928\u094b-\u092b\u093c\u0949\u0932\u094d\u091f \u0935\u0947\u0924\u0928 \u0939\u093e\u0928\u093f \u0932\u093e\u092d: 2026 $7,201 \u0915\u0948\u092a<\/a>.<\/p>\n<h3 class=\"kb-h3\">Replacement Services (MCL 500.3107(1)(c))<\/h3>\n<p>Up to $20 per day for three years for ordinary and necessary services the cyclist used to perform for themselves and family \u2014 cooking, cleaning, mowing, child transport. The $20 figure has not been indexed and remains low, but it adds up.<\/p>\n<h3 class=\"kb-h3\">Attendant Care<\/h3>\n<p>Family-member attendant care is now capped at 56 hours per week for nonprofessional in-home aides under MCL 500.3157(10). For full treatment of the cap and the reasonable-rate question see <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%ab%e0%a5%88%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%80-%e0%a4%85%e0%a4%9f%e0%a5%87%e0%a4%82%e0%a4%a1%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%95\/\">\u092e\u093f\u0936\u093f\u0917\u0928 \u092b\u0948\u092e\u093f\u0932\u0940 \u0905\u091f\u0947\u0902\u0921\u0947\u0902\u091f \u0915\u0947\u092f\u0930: 56 \u0918\u0902\u091f\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e \u0914\u0930 \u0909\u091a\u093f\u0924 \u0926\u0930<\/a>.<\/p>\n<h2 class=\"kb-h2\">The Auto Tort Claim Against the Driver<\/h2>\n<p>PIP is no-fault \u2014 paid without regard to who caused the crash. To recover noneconomic damages (pain and suffering, loss of enjoyment, scarring) from the at-fault driver, the bicyclist must clear the threshold in MCL 500.3135. The cyclist must have suffered death, permanent serious disfigurement, or serious impairment of an important body function. The Michigan Supreme Court&#8217;s reframing of the threshold standard in <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u092c\u0928\u093e\u092e \u0915\u0948\u0930\u093f\u092f\u0930<\/em>, 487 Mich. 180 (2010), still controls \u2014 see <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%97%e0%a4%82%e0%a4%ad%e0%a5%80%e0%a4%b0-%e0%a4%9a%e0%a5%8b%e0%a4%9f-%e0%a4%b8%e0%a5%80%e0%a4%ae%e0%a4%be-%e0%a4%ae%e0%a5%88%e0%a4%95\/\">\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u0915\u0947 \u092c\u093e\u0926 \u092e\u093f\u0936\u093f\u0917\u0928 \u0917\u0902\u092d\u0940\u0930 \u0915\u094d\u0937\u0940\u0923\u0924\u093e \u0938\u0940\u092e\u093e<\/a>.<\/p>\n<div class=\"kb-cite\"><strong>Comparative-fault floor:<\/strong> MCL 600.2959 reduces noneconomic damages by the cyclist&#8217;s percentage of fault, and bars noneconomic damages entirely if the cyclist&#8217;s fault exceeds 50%. Economic damages above the no-fault threshold are reduced but not barred. The same 50% bar reaches the auto tort recovery under MCL 600.6304.<\/div>\n<h2 class=\"kb-h2\">The 3-Foot Safe Passing Rule (MCL 257.636)<\/h2>\n<p>Effective June 29, 2018, Public Act 280 amended MCL 257.636 to require a motor vehicle overtaking a bicycle in the same direction to pass &#8220;at a safe distance of at least 3 feet to the left of that bicycle.&#8221; When 3 feet is impracticable, the driver must pass at a safe distance at a safe speed. Violation is a civil infraction carrying three points on the driver&#8217;s license. Several Michigan municipalities \u2014 Ann Arbor, Dearborn, Grand Rapids, Kalamazoo, Portage among them \u2014 have enacted local ordinances requiring 5 feet of clearance, which control inside their jurisdictions.<\/p>\n<p>In an auto tort case, a passing violation supplies powerful negligence-per-se evidence. The same record that proves the civil infraction tends to defeat a comparative-fault defense premised on the cyclist&#8217;s lane position. MCL 257.657 reminds both sides that a bicyclist on a roadway has the same rights and duties as a motor vehicle driver, which means a cyclist following the rules of the road is not a trespasser on the asphalt.<\/p>\n<h2 class=\"kb-h2\">E-Bikes and the Three-Class System<\/h2>\n<p>Michigan classifies electric bicycles into three categories under MCL 257.13e and related sections:<\/p>\n<ul>\n<li><strong>Class 1.<\/strong> Pedal-assist only, motor cuts out at 20 mph. Treated like a traditional bicycle for most purposes.<\/li>\n<li><strong>Class 2.<\/strong> Throttle-assisted, motor cuts out at 20 mph. Same general treatment.<\/li>\n<li><strong>Class 3.<\/strong> Pedal-assist, motor cuts out at 28 mph. Helmet required if rider is under 18, and operators must be at least 14.<\/li>\n<\/ul>\n<p>None of the three classes is a &#8220;motor vehicle&#8221; for no-fault purposes if the motor is 750 watts or less and the bike has functional pedals. That keeps an e-bike rider struck by a car squarely inside the bicyclist priority chain in MCL 500.3115 rather than the operator priority chain in MCL 500.3114. Riders of higher-powered electric devices (mopeds, low-speed vehicles, electric scooters above the e-bike thresholds) may face a different statutory treatment and should not assume bicycle rules apply.<\/p>\n<h2 class=\"kb-h2\">Deadlines That Quietly Kill Bicycle Cases<\/h2>\n<table class=\"kb-table\">\n<thead>\n<tr>\n<th>Claim type<\/th>\n<th>\u0938\u092e\u092f \u0938\u0940\u092e\u093e<\/th>\n<th>\u0905\u0927\u093f\u0928\u093f\u092f\u092e<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Written notice of injury to PIP insurer<\/td>\n<td>1 year from accident<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 500.3145(1)<\/td>\n<\/tr>\n<tr>\n<td>One-year-back rule on PIP recovery<\/td>\n<td>1 year retrospective limit<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 500.3145(2)<\/td>\n<\/tr>\n<tr>\n<td>Auto tort lawsuit (noneconomic against driver)<\/td>\n<td>3 years from accident<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 \u096c\u0966\u0966.\u096b\u096e\u0966\u096b(\u0968)<\/td>\n<\/tr>\n<tr>\n<td>Governmental defendant (city, county, state)<\/td>\n<td>120-day pre-suit notice<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 \u096c\u096f\u0967.\u0967\u096a\u0966\u096a<\/td>\n<\/tr>\n<tr>\n<td>Wrongful death (fatal bicycle crash)<\/td>\n<td>3 years, EPIC distribution rules apply<\/td>\n<td>\u090f\u092e\u0938\u0940\u090f\u0932 \u096c\u0966\u0966.\u0968\u096f\u0968\u0968<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The 120-day notice provision catches an unusual number of cyclists. A pothole that throws a rider over the handlebars, a sidewalk lifted by tree roots, a roadway design defect on a county route \u2014 each implicates a governmental defendant. Strict compliance with the 120-day notice is required under <em>\u0930\u094b\u0932\u0948\u0902\u0921 \u092c\u0928\u093e\u092e \u0935\u093e\u0936\u094d\u091f\u0947\u0928\u0949 \u0915\u093e\u0909\u0902\u091f\u0940 \u0930\u094b\u0921 \u0915\u092e\u0940\u0936\u0928<\/em>, 477 Mich. 197 (2007). For the deeper analysis see <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%80-%e0%a4%aa%e0%a5%8d%e0%a4%b0%e0%a4%a4%e0%a4%bf%e0%a4%b0%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a4%be\/\">Michigan Governmental Immunity: The 120-Day Notice Trap<\/a>.<\/p>\n<div class=\"kb-related\">\n<h4>\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u094d\u091e\u093e\u0928\u0915\u094b\u0936 \u0932\u0947\u0916<\/h4>\n<p><a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%aa%e0%a5%80%e0%a4%86%e0%a4%88%e0%a4%aa%e0%a5%80-%e0%a4%b8%e0%a4%ae\/\">No-Fault PIP Deadlines &amp; One-Year-Back Rule<\/a> . <a href=\"\/hi\/michigan-rear-end-collision-presumption-mcl-257-402-2026\/\">Rear-End Collision Presumption Under MCL 257.402<\/a> . <a href=\"\/hi\/michigan-um-uim-coverage-when-your-own-policy-pays-2026\/\">UM\/UIM Coverage: When Your Own Policy Pays<\/a> . <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%97%e0%a4%82%e0%a4%ad%e0%a5%80%e0%a4%b0-%e0%a4%9a%e0%a5%8b%e0%a4%9f-%e0%a4%b8%e0%a5%80%e0%a4%ae%e0%a4%be-%e0%a4%ae%e0%a5%88%e0%a4%95\/\">\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u0915\u0947 \u092c\u093e\u0926 \u0917\u0902\u092d\u0940\u0930 \u0935\u093f\u0915\u0932\u093e\u0902\u0917\u0924\u093e \u0915\u0940 \u0938\u0940\u092e\u093e<\/a><\/p>\n<\/div>\n<h2 class=\"kb-h2\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/h2>\n<div class=\"kb-faq\">\n<h3 class=\"kb-h3\">I do not own a car and do not live with anyone who does. Do I still get PIP after a bike crash?<\/h3>\n<p>Yes. The insurer of the owner of the motor vehicle that struck you pays under MCL 500.3115(1)(a). If that insurer cannot be located or no policy was in force, you apply to the Michigan Assigned Claims Plan, which assigns a participating carrier to pay benefits. Coverage from MACP is capped at $250,000 unless the involved vehicle carried higher PIP limits.<\/p>\n<h3 class=\"kb-h3\">Does my health insurance pay first?<\/h3>\n<p>No. Michigan no-fault is generally primary over health insurance for crash-related care, subject to a coordinated-benefits election. If you affirmatively elected coordinated coverage to lower your premium, your health plan pays first up to its policy terms and PIP fills in the gap. Most Michigan auto policies remain primary by default.<\/p>\n<h3 class=\"kb-h3\">The driver who hit me ran a red light but I was not wearing a helmet. Does that hurt my case?<\/h3>\n<p>Helmet use is not legally required for adult cyclists in Michigan. Failure to wear a helmet is not admissible as comparative negligence in most cases. The driver&#8217;s red-light violation is the strong negligence-per-se evidence; courts will not punish a cyclist for declining a helmet the law did not require.<\/p>\n<h3 class=\"kb-h3\">The driver passed me at maybe 2 feet on a 45 mph road and knocked me down. Can I prove a 3-foot violation?<\/h3>\n<p>Yes \u2014 if you preserve the proof. Witness statements, dash-cam or helmet-cam footage, paint transfer on the bike, and the responding officer&#8217;s measurements at the scene support the MCL 257.636 violation. Local ordinances in Ann Arbor, Grand Rapids, and other communities raise the standard to 5 feet, which can change the analysis depending on where the crash occurred.<\/p>\n<h3 class=\"kb-h3\">How long do I have to sue the driver?<\/h3>\n<p>Three years from the date of the crash under MCL 600.5805(2). PIP claims have a separate one-year notice rule under MCL 500.3145. A government defendant requires 120-day pre-suit notice. Missing any of these is usually fatal.<\/p>\n<h3 class=\"kb-h3\">My child was struck while riding her bike. Does anything change?<\/h3>\n<p>The substantive entitlement is the same, but the statute of limitations is tolled until the child reaches the age of majority for the third-party tort claim under MCL 600.5851. PIP notice deadlines, however, are not tolled the same way and should be treated as if they run from the date of the crash. File a written PIP notice promptly to preserve benefits.<\/p>\n<\/div>\n<div class=\"kb-cta\">\n<h3>Injured in a Michigan bike crash? Get a free, confidential review.<\/h3>\n<p>Attorney Manny Chahal handles bicyclist, pedestrian, and no-fault cases statewide. No fee unless we recover.<\/p>\n<p><a class=\"btn\" href=\"tel:18446242425\">1-844-624-2425 \u092a\u0930 \u0915\u0949\u0932 \u0915\u0930\u0947\u0902<\/a><\/div>\n<\/div>\n<aside class=\"kb-disclaimer\" style=\"margin:48px 0 24px;padding:24px 28px;background:#f8fafc;border-left:4px solid #fbbf24;border-radius:6px;font-family:'Cormorant Garamond','EB Garamond',Georgia,serif;font-size:15px;line-height:1.65;color:#334155;\">\n<p style=\"margin:0 0 8px;font-family:'Inter','Helvetica Neue',Arial,sans-serif;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#0b1220;\">\u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/p>\n<p style=\"margin:0;color:#334155;\">The information contained in this article is provided for general informational and educational purposes only. It is not intended as, and should not be construed as, legal advice for any specific matter. The law is complex, evolves frequently, and varies by jurisdiction; the content here may not reflect the most current legal developments and may not be fully accurate as applied to your individual circumstances. Reading this article does not create an attorney-client relationship between the reader and Attorney Manny Chahal or any contributor. Readers should not rely on the contents of this article and are strongly advised to consult independent, qualified legal counsel licensed in their jurisdiction before making any decision or taking any action based on the information presented. Past results do not guarantee future outcomes.<\/p>\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Knowledge Base &middot; Bicycle &amp; Pedestrian Michigan Bicycle Accident Law: PIP, Priority &amp; the 3-Foot Rule (2026) By Attorney Manny Chahal &middot; Updated May 2026 &middot; Reading time: ~9 min A Michigan bicyclist struck by a car is treated as a no-fault claimant \u2014 not a pedestrian footnote. That single classification controls who pays the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3413","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-practices"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Michigan Bicycle Accident Law: PIP, Priority &amp; the 3-Foot Rule (2026) - 1844mchahal.com<\/title>\n<meta name=\"description\" content=\"Knowledge Base &middot; Bicycle &amp; Pedestrian Michigan Bicycle Accident Law: PIP, Priority &amp; the 3-Foot Rule (2026) By Attorney Manny Chahal\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/1844mchahal.com\/hi\/michigan-bicycle-accident-law-pip-priority-2026\/\" \/>\n<meta property=\"og:locale\" content=\"hi_IN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Michigan Bicycle Accident Law: PIP, Priority &amp; 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