{"id":3382,"date":"2026-05-15T11:22:11","date_gmt":"2026-05-15T11:22:11","guid":{"rendered":"https:\/\/1844mchahal.com\/michigan-serious-impairment-threshold-mccormick-2026\/"},"modified":"2026-05-15T11:22:11","modified_gmt":"2026-05-15T11:22:11","slug":"%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%97%e0%a4%82%e0%a4%ad%e0%a5%80%e0%a4%b0-%e0%a4%9a%e0%a5%8b%e0%a4%9f-%e0%a4%b8%e0%a5%80%e0%a4%ae%e0%a4%be-%e0%a4%ae%e0%a5%88%e0%a4%95","status":"publish","type":"post","link":"https:\/\/1844mchahal.com\/hi\/michigan-serious-impairment-threshold-mccormick-2026\/","title":{"rendered":"\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u0915\u0947 \u092c\u093e\u0926 \u092e\u093f\u0936\u093f\u0917\u0928 \u0917\u0902\u092d\u0940\u0930 \u0915\u094d\u0937\u0940\u0923\u0924\u093e \u0938\u0940\u092e\u093e"},"content":{"rendered":"<style>\n.kb-wrap{font-family:'Inter',system-ui,sans-serif;color:#1f2937!important;line-height:1.75;max-width:920px;margin:32px auto;padding:48px 32px;background:#fff!important;border-radius:18px;box-shadow:0 12px 40px rgba(0,0,0,0.10);}\n.kb-wrap .kb-eyebrow,.kb-eyebrow{display:inline-block;font-size:12px!important;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#0b1220!important;background:#fbbf24!important;padding:6px 14px;border-radius:999px;margin-bottom:14px;}\n.kb-wrap .kb-h1,.kb-h1{font-size:clamp(28px,3.6vw,42px)!important;font-weight:800;line-height:1.15;margin:0 0 14px;color:#0b1220!important;font-family:Georgia,serif;letter-spacing:-0.4px;}\n.kb-wrap .kb-meta,.kb-meta{color:#000!important;font-size:14px!important;margin:0 0 28px;font-weight:600;}\n.kb-wrap .kb-lead,.kb-lead{font-size:18px!important;color:#000!important;line-height:1.75;margin:0 0 24px;font-weight:500;}\n.kb-wrap .kb-h2,.kb-h2{font-size:24px!important;font-weight:800;color:#0b1220!important;margin:36px 0 12px;font-family:Georgia,serif;}\n.kb-wrap .kb-h3,.kb-h3{font-size:19px!important;font-weight:700;color:#0b1220!important;margin:24px 0 10px;}\n.kb-wrap p{font-size:16px!important;color:#1f2937!important;margin:0 0 14px;}\n.kb-wrap ul,.kb-wrap ol{font-size:16px!important;color:#1f2937!important;margin:0 0 16px;padding-left:22px;}\n.kb-wrap li{margin:6px 0;color:#1f2937!important;}\n.kb-wrap .kb-cta,.kb-cta{background:linear-gradient(135deg,#0b1220 0%,#1e293b 100%)!important;color:#fff!important;border-radius:14px;padding:28px;text-align:center;margin:32px 0 8px;}\n.kb-wrap .kb-cta h3,.kb-cta h3{color:#fff!important;margin:0 0 10px;font-size:22px!important;}\n.kb-wrap .kb-cta p,.kb-cta p{color:#cbd5e1!important;margin:0 0 18px;}\n.kb-wrap .kb-cta a.btn,.kb-cta a.btn{display:inline-block;background:#fbbf24!important;color:#0b1220!important;padding:14px 28px;border-radius:10px;font-weight:800;text-decoration:none;letter-spacing:.04em;}\n.kb-wrap .kb-table,.kb-table{width:100%;border-collapse:collapse;margin:18px 0 24px;font-size:15px;}\n.kb-wrap .kb-table th,.kb-table th{background:#0b1220!important;color:#fff!important;padding:12px 14px;text-align:left;font-weight:700;}\n.kb-wrap .kb-table td,.kb-table td{padding:12px 14px;border-bottom:1px solid #e2e8f0;color:#1f2937!important;vertical-align:top;}\n.kb-wrap .kb-table tr:nth-child(even) td{background:#f8fafc!important;}\n.kb-wrap .kb-faq,.kb-faq{border-top:1px solid #e2e8f0;padding-top:24px;margin-top:32px;}\n.kb-wrap .kb-cite,.kb-cite{font-size:14px!important;color:#475569!important;background:#f1f5f9!important;padding:14px 18px;border-left:4px solid #fbbf24;margin:18px 0;border-radius:0 10px 10px 0;}\n.kb-wrap .kb-related,.kb-related{background:#f8fafc!important;border:1px solid #e2e8f0;border-radius:12px;padding:18px 22px;margin:24px 0;}\n.kb-wrap .kb-related h4,.kb-related h4{margin:0 0 10px;color:#0b1220!important;font-size:16px!important;}\n.kb-wrap .kb-related a,.kb-related a{color:#1d4ed8!important;text-decoration:none;font-weight:600;}\n<\/style>\n<div class=\"kb-wrap\">\n<span class=\"kb-eyebrow\">\u091c\u094d\u091e\u093e\u0928 \u0915\u094b\u0937 \u00b7 \u0911\u091f\u094b \u091f\u0949\u0930\u094d\u091f \u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921<\/span><\/p>\n<h1 class=\"kb-h1\">\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u0915\u0947 \u092c\u093e\u0926 \u092e\u093f\u0936\u093f\u0917\u0928 \u0917\u0902\u092d\u0940\u0930 \u0915\u094d\u0937\u0940\u0923\u0924\u093e \u0938\u0940\u092e\u093e<\/h1>\n<p class=\"kb-meta\">\u0905\u091f\u0949\u0930\u094d\u0928\u0940 \u092e\u0948\u0928\u0940 \u091a\u0939\u0932 \u0926\u094d\u0935\u093e\u0930\u093e \u00b7 \u092e\u0908 \u0968\u0966\u0968\u096c \u092e\u0947\u0902 \u0905\u092a\u0921\u0947\u091f \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u00b7 \u092a\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092e\u092f: ~\u096f \u092e\u093f\u0928\u091f<\/p>\n<p class=\"kb-lead\">\u092e\u093f\u0936\u093f\u0917\u0928 \u0915\u0940 \u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u092c\u093f\u0928\u093e \u0926\u094b\u0937 \u0938\u093e\u092c\u093f\u0924 \u0915\u093f\u090f \u0906\u092a\u0915\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u092c\u093f\u0932\u094b\u0902 \u0914\u0930 \u0935\u0947\u0924\u0928 \u0939\u093e\u0928\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u201c\u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f \u0915\u0940 \u0917\u0902\u092d\u0940\u0930 \u0915\u094d\u0937\u0924\u093f\u201d \u0938\u0940\u092e\u093e \u0928\u093e\u092e\u0915 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0930\u0947\u0916\u093e \u0915\u094b \u092a\u093e\u0930 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0939\u0940 \u0926\u0930\u094d\u0926 \u0914\u0930 \u092a\u0940\u0921\u093c\u093e \u0915\u0947 \u0926\u093e\u0935\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0926\u093e\u0932\u0924 \u0915\u093e \u0926\u0930\u0935\u093e\u091c\u093e \u092c\u0902\u0926 \u0915\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964. <a href=\"https:\/\/www.legislature.mi.gov\/Laws\/MCL?objectName=mcl-500-3135\">\u090f\u092e\u0938\u0940\u090f\u0932 500.3135<\/a>, 2019 \u092a\u0940\u090f 21 \u0914\u0930 22 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0936\u094b\u0927\u093f\u0924, \u0909\u0938 \u0930\u0947\u0916\u093e \u0915\u094b \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0915\u094d\u092f\u093e \u092e\u093f\u0936\u093f\u0917\u0928 \u092e\u0947\u0902 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0915\u093e \u0936\u093f\u0915\u093e\u0930 \u0939\u0941\u0906 \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u093f\u0938\u0940 \u091a\u094b\u091f \u0915\u0940 \u092e\u093e\u0928\u0935\u0940\u092f \u0932\u093e\u0917\u0924 - \u0926\u0930\u094d\u0926, \u0916\u094b\u092f\u093e \u0939\u0941\u0906 \u0906\u0928\u0902\u0926, \u0935\u093f\u0915\u0943\u0924\u093f, \u092c\u091a\u094d\u091a\u0947 \u0915\u0947 \u0938\u093e\u0925 \u0916\u0947\u0932\u0928\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u092a\u0947\u0936\u0947 \u092a\u0930 \u0932\u094c\u091f\u0928\u0947 \u092e\u0947\u0902 \u0905\u0938\u092e\u0930\u094d\u0925\u0924\u093e - \u0915\u0947 \u0932\u093f\u090f \u0926\u094b\u0937\u0940 \u091a\u093e\u0932\u0915 \u092a\u0930 \u092e\u0941\u0915\u0926\u092e\u093e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948, \u092f\u0939 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0926\u094d\u0935\u093e\u0930\u093e \u0924\u092f \u0915\u0940 \u0917\u0908 \u0924\u0940\u0928-\u0906\u092f\u093e\u092e\u0940 \u0915\u0938\u094c\u091f\u0940 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u092c\u0928\u093e\u092e \u0915\u0948\u0930\u093f\u092f\u0930<\/em>, 487 \u092e\u093f\u0936 180 (2010).<\/p>\n<h2 class=\"kb-h2\">\u0935\u093f\u0927\u093e\u092f\u0940 (statute): MCL 500.3135 \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948<\/h2>\n<p>\u092e\u093f\u0936\u093f\u0917\u0928 \u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u090f\u0915\u094d\u091f \u092e\u094b\u091f\u0930 \u0935\u093e\u0939\u0928 \u091a\u094b\u091f \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0917\u0948\u0930-\u0906\u0930\u094d\u0925\u093f\u0915 \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0940 \u0905\u092a\u0915\u0943\u0924\u094d\u092f \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u090f\u092e\u0938\u0940\u090f\u0932 500.3135(1) \u0915\u0947 \u0924\u0939\u0924, \u0917\u0932\u0924\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u0921\u094d\u0930\u093e\u0907\u0935\u0930 \u0917\u0948\u0930-\u0906\u0930\u094d\u0925\u093f\u0915 \u0915\u094d\u0937\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 \u0924\u092d\u0940 \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u0918\u093e\u092f\u0932 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b (\u090f) \u092e\u0943\u0924\u094d\u092f\u0941, (\u092c\u0940) \u0936\u0930\u0940\u0930 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f \u092e\u0947\u0902 \u0917\u0902\u092d\u0940\u0930 \u091a\u094b\u091f, \u092f\u093e (\u0938\u0940) \u0938\u094d\u0925\u093e\u092f\u0940 \u0917\u0902\u092d\u0940\u0930 \u0935\u093f\u0915\u0943\u0924\u093f \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c\u093e \u0939\u094b\u0964 \u201c\u0917\u0902\u092d\u0940\u0930 \u091a\u094b\u091f\u201d \u0935\u093e\u0932\u093e \u0916\u0902\u0921 \u0935\u0939 \u0939\u0948 \u091c\u094b \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0938\u0902\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092e\u0943\u0924\u094d\u092f\u0941 \u0914\u0930 \u0938\u094d\u0925\u093e\u092f\u0940 \u0935\u093f\u0915\u0943\u0924\u093f \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964.<\/p>\n<p>\u092b\u093f\u0930 \u0915\u093c\u093e\u0928\u0942\u0928 MCL 500.3135(5) \u092e\u0947\u0902 \u0907\u0938 \u0936\u092c\u094d\u0926 \u0915\u094b \u092a\u0930\u093f\u092d\u093e\u0937\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0936\u0930\u0940\u0930 \u0915\u0947 \u0915\u093e\u0930\u094d\u092f \u0915\u093e \u0917\u0902\u092d\u0940\u0930 \u0915\u094d\u0937\u0940\u0923\u0928 \u090f\u0915 \u0910\u0938\u0940 \u0915\u094d\u0937\u0940\u0923\u0928 \u0939\u0948 \u091c\u094b \u0938\u0902\u0924\u0941\u0937\u094d\u091f \u0915\u0930\u0924\u0940 \u0939\u0948 <strong>\u0924\u0940\u0928\u094b\u0902<\/strong> \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092e\u0947\u0902 \u0938\u0947:<\/p>\n<ul>\n<li><strong>\u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0915\u091f\u0964.<\/strong> \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0932\u0915\u094d\u0937\u0923\u094b\u0902 \u092f\u093e \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0938\u0947 \u091a\u094b\u091f\u093f\u0932 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0947\u0916\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092f\u093e \u0938\u092e\u091d\u0928\u0947 \u092f\u094b\u0917\u094d\u092f\u0964.<\/li>\n<li><strong>\u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f.<\/strong> \u091a\u094b\u091f\u093f\u0932 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0905\u0924\u094d\u092f\u0902\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923, \u0938\u093e\u0930\u094d\u0925\u0915, \u092f\u093e \u092a\u0930\u093f\u0923\u093e\u092e\u0940 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u094d\u0930\u093f\u092f\u093e\u0964.<\/li>\n<li><strong>\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u0940\u0935\u0928 \u091c\u0940\u0928\u0947 \u0915\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0915\u094d\u0937\u092e\u0924\u093e\u0964.<\/strong> \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u0940\u0935\u0928 \u0936\u0948\u0932\u0940 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u0930 \u090f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0964.<\/li>\n<\/ul>\n<div class=\"kb-cite\"><strong>\u0935\u093f\u0927\u093e\u092f\u0940 \u092e\u0902\u0936\u093e<\/strong> 2019 \u0915\u0947 \u0938\u0902\u0936\u094b\u0927\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u0915\u0939\u093e \u0917\u092f\u093e \u0939\u0948 \u0915\u093f MCL 500.3135, \u091c\u0948\u0938\u093e \u0915\u093f \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0939\u0948 \u0915\u093f {{{1}}} \u0915\u093e \u0938\u0902\u0939\u093f\u0924\u093e\u0915\u0930\u0923 \u0915\u093f\u092f\u093e \u091c\u093e\u090f \u0914\u0930 \u0909\u0938\u0947 \u092a\u0942\u0930\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u0926\u093f\u092f\u093e \u091c\u093e\u090f\u0964 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u092c\u0928\u093e\u092e \u0915\u0948\u0930\u093f\u092f\u0930<\/em>, 487 Mich 180 (2010)\u0964 \u092c\u091a\u093e\u0935 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0935\u0915\u0940\u0932 \u0905\u0927\u093f\u0915 \u092e\u093e\u0902\u0917 \u0935\u093e\u0932\u0947 \u092e\u093e\u0928\u0915 \u0915\u094b \u092b\u093f\u0930 \u0938\u0947 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 <em>\u0915\u094d\u0930\u093e\u092f\u0928\u0930 \u092c\u0928\u093e\u092e \u092b\u093f\u0936\u0930<\/em>, 471 \u092e\u093f\u0936\u093f\u0917\u0928 109 (2004), \u091c\u094b <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em> \u0916\u093e\u0930\u093f\u091c\u0964 \u0935\u093f\u0927\u093e\u0928\u092e\u0902\u0921\u0932 \u0928\u0947 \u0926\u094b \u092c\u093e\u0930 \u0905\u092a\u0928\u0940 \u092c\u093e\u0924 \u0930\u0916\u0940 \u0939\u0948\u0964.<\/p>\n<\/div>\n<h2 class=\"kb-h2\">\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915 \u092c\u0928\u093e\u092e \u0915\u0948\u0930\u093f\u092f\u0930: \u0924\u0940\u0928-\u092a\u094d\u0930\u094b\u0902\u0917 \u0922\u093e\u0901\u091a\u093e<\/h2>\n<p>\u092e\u0947\u0902 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em>, \u092e\u093f\u0936\u093f\u0917\u0928 \u0938\u0941\u092a\u094d\u0930\u0940\u092e \u0915\u094b\u0930\u094d\u091f \u0928\u0947 \u0909\u0938\u0940 \u092c\u0939\u0941-\u0915\u093e\u0930\u0915 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u0915\u094b \u0916\u093e\u0930\u093f\u091c \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u094b \u0905\u0926\u093e\u0932\u0924 \u0928\u0947 \u091b\u0939 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u0932\u093e\u0917\u0942 \u0915\u093f\u092f\u093e \u0925\u093e <em>\u0915\u094d\u0930\u0947\u0928\u0930<\/em>. \u0928\u094d\u092f\u093e\u092f\u0927\u0940\u0936 \u0939\u0948\u0925\u0935\u0947, \u092c\u0939\u0941\u092e\u0924 \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u0916\u0924\u0947 \u0939\u0941\u090f, \u0928\u0947 \u092a\u093e\u092f\u093e \u0915\u093f <em>\u0915\u094d\u0930\u0947\u0928\u0930<\/em> \u090f\u092e.\u0938\u0940.\u090f\u0932. 500.3135 \u0915\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u092d\u093e\u0937\u093e \u0938\u0947 \u0939\u091f\u0915\u0930, \u0917\u0948\u0930-\u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u092c\u093e\u0927\u093e\u090f\u0901 \u091c\u094b\u0921\u093c\u0940\u0902 - \u090f\u0915 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e, \u091c\u0940\u0935\u0928 \u0915\u0940 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u201c\u092a\u094d\u0930\u0915\u094d\u0937\u0947\u092a\u0935\u0915\u094d\u0930\u201d \u092a\u0930\u0940\u0915\u094d\u0937\u0923, \u0914\u0930 \u0915\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915 \u0917\u0948\u0930-\u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0938\u0942\u091a\u0940 \u091c\u093f\u0938\u0947 \u0928\u093f\u091a\u0932\u0940 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0928\u0947 \u0916\u093e\u0930\u093f\u091c \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u091a\u0947\u0915\u0932\u093f\u0938\u094d\u091f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u093f\u092f\u093e \u0925\u093e\u0964.<\/p>\n<p>\u0935\u0939 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em> \u092b\u093c\u094d\u0930\u0947\u092e\u0935\u0930\u094d\u0915 \u0928\u0947 \u0915\u093c\u093e\u0928\u0942\u0928 \u0915\u094b \u0909\u0938\u0915\u0947 \u092e\u0942\u0932 \u092a\u093e\u0920 \u092a\u0930 \u092a\u0941\u0928\u0930\u094d\u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 \u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u0924\u0940\u0928 \u092c\u093f\u0902\u0926\u0941 (\u092a\u094d\u0930\u094b\u0902\u0917) \u092e\u0947\u0902 \u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f; \u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u0935\u0947 \u092a\u0942\u0930\u0947 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u093c\u093e\u0928\u0942\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0926\u0939\u0932\u0940\u091c (threshold) \u0938\u0902\u0924\u0941\u0937\u094d\u091f \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092e\u093e\u092e\u0932\u093e \u0915\u093e\u0930\u0923\u0924\u093e (causation) \u0914\u0930 \u0915\u094d\u0937\u0924\u093f (damages) \u092a\u0930 \u090f\u0915 \u091c\u0942\u0930\u0940 \u0915\u0947 \u092a\u093e\u0938 \u091c\u093e\u0924\u093e \u0939\u0948\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092a\u094d\u0930\u093e\u0902\u0917 \u0967 \u2014 \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0915\u091f<\/h3>\n<p>\u0935\u093f\u0915\u0932\u093e\u0902\u0917\u0924\u093e \u091a\u094b\u091f\u093f\u0932 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0947\u0916\u0940 \u092f\u093e \u092a\u0939\u091a\u093e\u0928\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f \u092f\u0939 \u090f\u092e\u0906\u0930\u0906\u0908 \u092f\u093e \u090f\u0915\u094d\u0938-\u0930\u0947 \u092a\u0930 \u0926\u093f\u0916\u0928\u0940 \u091a\u093e\u0939\u093f\u090f, \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0932\u0915\u094d\u0937\u0923\u094b\u0902 \u0915\u0940 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0917\u0935\u093e\u0939\u0940 \u0907\u0938 \u0936\u0930\u094d\u0924 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u2014 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em> \u0938\u094d\u0935\u092f\u0902 \u0915\u0939\u093e \u0915\u093f \u092a\u094d\u0930\u0936\u094d\u0928 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u092f\u0939 \u0935\u093f\u0915\u0943\u0924\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092a\u0930\u0915 \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u0915\u0947 \u092c\u091c\u093e\u092f \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u092e\u0930\u094d\u0925\u093f\u0924 \u0939\u0948\u0964 \u0915\u094b\u0930\u094d\u091f \u0911\u092b \u0905\u092a\u0940\u0932\u094d\u0938 \u0928\u0947 <em>\u092a\u0948\u091f\u094d\u0930\u093f\u0915 \u092c\u0928\u093e\u092e \u091f\u0930\u094d\u0915\u0932\u0938\u0928<\/em>, 322 \u092e\u093f\u0936. \u0910\u092a 595 (2018), \u0928\u0947 \u092e\u093e\u0928\u093e \u0915\u093f \u090f\u0915 \u0909\u092a\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0911\u0921\u093f\u092f\u094b\u0932\u0949\u091c\u093f\u0938\u094d\u091f \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e\u092f\u093f\u0924 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092a\u0930\u0915 \u0936\u094d\u0930\u0935\u0923 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u0906\u0902\u0924\u0930\u093f\u0915-\u0915\u093e\u0928 \u0915\u0940 \u091a\u094b\u091f \u0915\u0940 \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0905\u092d\u093f\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u0926\u0947\u0916\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0902 \u0925\u0940\u0902, \u092d\u0932\u0947 \u0939\u0940 \u0935\u093e\u0926\u0940 \u0915\u0940 \u0905\u092a\u0928\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0921\u0947\u091f\u093e \u0907\u0928\u092a\u0941\u091f \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0925\u0940\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092a\u094d\u0930\u0949\u0928\u094d\u0917 2 \u2014 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f<\/h3>\n<p>\u092f\u0939 \u0915\u093e\u0930\u094d\u092f \u0909\u0938 \u0935\u093f\u0936\u0947\u0937 \u0935\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f \u092e\u0942\u0932\u094d\u092f\u0935\u093e\u0928, \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092f\u093e \u092a\u0930\u093f\u0923\u093e\u092e\u0940 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092a\u0930\u0915 \u092a\u0942\u091b\u0924\u093e\u091b \u0939\u0948, \u0938\u093e\u0930\u094d\u0935\u092d\u094c\u092e\u093f\u0915 \u0928\u0939\u0940\u0902\u0964 \u090f\u0915 \u092a\u093f\u092f\u093e\u0928\u094b\u0935\u093e\u0926\u0915 \u0915\u0947 \u0939\u093e\u0925 \u092e\u0947\u0902 \u0920\u0940\u0915 \u092e\u094b\u091f\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0915\u093e \u0928\u0941\u0915\u0938\u093e\u0928 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948; \u0909\u0938\u0940 \u091a\u094b\u091f \u0915\u093e \u0915\u093f\u0938\u0940 \u0910\u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092e\u0947\u0902 \u091c\u094b \u0915\u092d\u0940 \u0915\u0940\u092c\u094b\u0930\u094d\u0921 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e \u0925\u093e, \u0935\u0939 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u091a\u0932\u0928\u093e, \u0909\u0920\u093e\u0928\u093e, \u092a\u0915\u0921\u093c\u0928\u093e, \u0938\u0941\u0928\u0928\u093e, \u0926\u0947\u0916\u0928\u093e, \u0938\u094b\u0928\u093e, \u0928\u093f\u0917\u0932\u0928\u093e, \u092f\u094c\u0928 \u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u0905\u0928\u0941\u092d\u0942\u0924\u093f \u0938\u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 \u0930\u093e\u092f \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092e\u093e\u0928\u0947 \u0917\u090f \u0939\u0948\u0902\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092a\u094d\u0930\u094b\u0902\u0917 3 \u2014 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u0940\u0935\u0928 \u091c\u0940\u0928\u0947 \u0915\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0915\u094d\u0937\u092e\u0924\u093e<\/h3>\n<p>\u091a\u094b\u091f \u0915\u093e \u0935\u093e\u0926\u0940 \u0915\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0930\u0939\u0928-\u0938\u0939\u0928 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u093e \u0939\u094b\u0917\u093e - \u092a\u0942\u0930\u094d\u0923\u0924\u0903 \u0935\u094d\u092f\u0935\u0927\u093e\u0928 \u0928\u0939\u0940\u0902\u0964. <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em> \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u0915\u0939\u093e \u0915\u093f \u0915\u093c\u093e\u0928\u0942\u0928 \u0915\u0947 \u0932\u093f\u090f \u201c\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0915\u0941\u091b \u0915\u094d\u0937\u092e\u0924\u093e \u092a\u0930 \u090f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u201d \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948, \u0928 \u0915\u093f \u0932\u0917\u092d\u0917 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0915\u0932\u093e\u0902\u0917\u0924\u093e \u0915\u0940\u0964 \u0915\u094b\u0908 \u0938\u092e\u092f-\u0938\u0940\u092e\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0924\u0940\u0928 \u092f\u093e \u091a\u093e\u0930 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0920\u0940\u0915 \u0939\u094b \u091c\u093e\u0928\u093e \u0938\u0940\u092e\u093e \u0915\u094b \u092a\u0930\u093e\u091c\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 <em>\u092a\u093f\u091c\u093f\u0913\u0928 \u092c\u0928\u093e\u092e \u091c\u093f\u0932\u0947\u091f<\/em>, \u0915\u094b\u0930\u094d\u091f \u0911\u092b\u093c \u0905\u092a\u0940\u0932\u094d\u0938 \u0928\u0947 \u090f\u0915 \u0938\u093e\u0930\u093e\u0902\u0936 \u092c\u0930\u094d\u0916\u093e\u0938\u094d\u0924\u0917\u0940 \u0915\u094b \u0909\u0932\u091f \u0926\u093f\u092f\u093e \u091c\u0939\u093e\u0901 \u0915\u0949\u0932\u0930\u092c\u094b\u0928 \u092b\u094d\u0930\u0948\u0915\u094d\u091a\u0930 \u0935\u093e\u0932\u0947 \u090f\u0915 \u0915\u093f\u0936\u094b\u0930 \u0928\u0947 \u0938\u094d\u0915\u0942\u0932 \u092e\u0947\u0902 \u0926\u094b \u0938\u092a\u094d\u0924\u093e\u0939 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u091b\u094b\u0921\u093c \u0926\u0940 \u0914\u0930 \u0920\u0940\u0915 \u0939\u094b\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0909\u0938\u0915\u0940 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0915\u092e \u0939\u094b \u0917\u0908\u0964 \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0938\u092a\u094d\u0924\u093e\u0939 \u092d\u0930 \u0915\u0940 \u092c\u093e\u0927\u093e \u0905\u092d\u0940 \u092d\u0940 \u0907\u0938 \u0936\u0930\u094d\u0924 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964.<\/p>\n<h2 class=\"kb-h2\">\u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921 \u092c\u0928\u093e\u092e \u092a\u0940\u0906\u0908\u092a\u0940: \u0926\u094b \u0905\u0932\u0917-\u0905\u0932\u0917 \u091f\u094d\u0930\u0948\u0915<\/h2>\n<p>\u092e\u093f\u0936\u093f\u0917\u0928 \u0915\u0947 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092a\u0940\u0921\u093c\u093f\u0924\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0915\u094d\u0938\u0930 \u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921 \u0915\u094b \u0905\u092a\u0928\u0947 \u0938\u0947 \u092d\u094d\u0930\u092e\u093f\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%ac%e0%a5%80%e0%a4%ae%e0%a4%be\/\">\u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u092a\u0940\u0906\u0908\u092a\u0940 \u0915\u094d\u0932\u0947\u092e<\/a>. \u0935\u0947 \u0905\u0932\u0917 \u0939\u0948\u0902\u0964.<\/p>\n<table class=\"kb-table\">\n<thead>\n<tr>\n<th>\u0926\u093e\u0935\u093e<\/th>\n<th>\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948<\/th>\n<th>\u0938\u0940\u092e\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948?<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u092b\u0930\u094d\u0938\u094d\u091f-\u092a\u093e\u0930\u094d\u091f\u0940 \u092a\u0940\u0906\u0908\u092a\u0940 (\u0906\u092a\u0915\u0947 \u0905\u092a\u0928\u0947 \u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0916\u093f\u0932\u093e\u092b)<\/td>\n<td>\u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u092c\u093f\u0932, 3 \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 85% \u0924\u0915 \u0935\u0947\u0924\u0928 \u0939\u093e\u0928\u093f, \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u0925\u093e\u092a\u0928 \u0938\u0947\u0935\u093e\u090f\u0901, \u092a\u0930\u093f\u091a\u093e\u0930\u0915 \u0926\u0947\u0916\u092d\u093e\u0932<\/td>\n<td>\u0928\u0939\u0940\u0902\u0964 \u0917\u0932\u0924\u0940 \u092f\u093e \u0917\u0902\u092d\u0940\u0930\u0924\u093e \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e, \u0921\u0949\u0932\u0930 \u090f\u0915 \u0938\u0947 \u092d\u0941\u0917\u0924\u093e\u0928\u0964.<\/td>\n<\/tr>\n<tr>\n<td>\u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0905\u092a\u0915\u0943\u0924\u094d\u092f (\u0926\u094b\u0937\u0940 \u0921\u094d\u0930\u093e\u0907\u0935\u0930 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927)<\/td>\n<td>\u092a\u0940\u0921\u093c\u093e \u0914\u0930 \u0915\u0937\u094d\u091f, \u091c\u0940\u0935\u0928 \u0915\u0947 \u0906\u0928\u0902\u0926 \u092e\u0947\u0902 \u0915\u092e\u0940, \u0935\u093f\u0915\u0943\u0924\u093f, \u092a\u0940\u0906\u0908\u092a\u0940 \u0915\u0948\u092a \u0938\u0947 \u0905\u0927\u093f\u0915 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 \u0939\u093e\u0928\u093f<\/td>\n<td>\u0939\u093e\u0901\u0964 \u0935\u093e\u0926\u0940 \u0915\u094b MCL 500.3135 \u0915\u0940 \u0917\u0902\u092d\u0940\u0930-\u091a\u094b\u091f, \u092e\u0943\u0924\u094d\u092f\u0941, \u092f\u093e \u0938\u094d\u0925\u093e\u092f\u0940-\u0917\u0902\u092d\u0940\u0930-\u0935\u093f\u0915\u0943\u0924\u093f \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u094b \u092a\u093e\u0930 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964.<\/td>\n<\/tr>\n<tr>\n<td>\u092e\u093f\u0928\u0940-\u091f\u0949\u0930\u094d\u091f (\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094d\u0937\u0924\u093f)<\/td>\n<td>\u091f\u0915\u094d\u0915\u0930 \u092c\u0940\u092e\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0935\u0930 \u0928\u0939\u0940\u0902 \u0915\u093f\u090f \u0917\u090f \u091f\u0915\u094d\u0915\u0930 \u0915\u094d\u0937\u0924\u093f \u0915\u0947 \u0932\u093f\u090f $3,000 \u0924\u0915<\/td>\n<td>\u0928\u0939\u0940\u0902\u0964 \u090f\u092e\u0938\u0940\u090f\u0932 500.3135(3)(\u0908) \u0915\u0947 \u0924\u0939\u0924 \u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924\u0964.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u092f\u0939\u0940 \u0915\u093e\u0930\u0923 \u0939\u0948 \u0915\u093f \u201c\u092e\u093e\u092e\u0942\u0932\u0940\u201d \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0915\u0947 \u0936\u093f\u0915\u093e\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u092d\u0940 \u092a\u0940\u0906\u0908\u092a\u0940 \u0932\u093e\u092d\u094b\u0902 \u0915\u094b \u0906\u0915\u094d\u0930\u093e\u092e\u0915 \u0930\u0942\u092a \u0938\u0947 \u0905\u092a\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u091c\u092c\u0915\u093f \u0938\u0940\u092e\u093e \u092a\u094d\u0930\u0936\u094d\u0928 \u092a\u0930 \u0915\u093e\u092e \u0915\u093f\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u092a\u0940\u0906\u0908\u092a\u0940 \u0909\u092a\u091a\u093e\u0930 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092c\u0928\u0940 \u092e\u0947\u0921\u093f\u0915\u0932 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092d\u0940 \u0935\u0939 \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u0939\u0948 \u091c\u094b, \u0938\u0902\u0924\u0941\u0937\u094d\u091f \u0915\u0930\u0947\u0917\u093e \u092f\u093e \u0928\u0939\u0940\u0902\u0964 <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em>\u2018s \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u091f\u0949\u0930\u094d\u091f \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0924\u0940\u0928 \u0905\u0902\u0917\u0964.<\/p>\n<h2 class=\"kb-h2\">\u0928\u093f\u0930\u094d\u0923\u092f \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u094c\u0928 \u0924\u092f \u0915\u0930\u0924\u093e \u0939\u0948: \u0928\u094d\u092f\u093e\u092f\u093e\u0927\u0940\u0936 \u092f\u093e \u091c\u0942\u0930\u0940?<\/h2>\n<p>\u090f\u092e\u0938\u0940\u090f\u0932 500.3135(2)(\u090f) \u0905\u0926\u093e\u0932\u0924 \u0915\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u091a\u094b\u091f\u094b\u0902 \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f \u0914\u0930 \u0938\u0940\u092e\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0915\u094b\u0908 \u0924\u0925\u094d\u092f\u093e\u0924\u094d\u092e\u0915 \u0935\u093f\u0935\u093e\u0926 \u0928\u0939\u0940\u0902 \u0939\u0948, \u092f\u093e \u092f\u0926\u093f \u0935\u093f\u0935\u093e\u0926 \u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921 \u0928\u094d\u092f\u093e\u092f\u093e\u0927\u0940\u0936 \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u092a\u094d\u0930\u0936\u094d\u0928 \u0939\u0948\u0964 \u091c\u092c \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0935\u093f\u0935\u093e\u0926\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 - \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u091c\u092c \u0930\u0915\u094d\u0937\u093e \u0906\u0908\u090f\u092e\u0908 \u0921\u0949\u0915\u094d\u091f\u0930 \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0935\u093f\u0935\u093e\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u092a\u0930 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0940 \u0939\u0930\u094d\u0928\u093f\u092f\u0947\u091f\u0947\u0921 \u0921\u093f\u0938\u094d\u0915 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902, \u092f\u093e \u0915\u094d\u092f\u093e \u0928\u0930\u092e-\u090a\u0924\u0915 \u0915\u0940 \u091a\u094b\u091f \u0915\u093f\u0938\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948 - \u0924\u094b \u092a\u094d\u0930\u0936\u094d\u0928 \u091c\u0942\u0930\u0940 \u0915\u0947 \u092a\u093e\u0938 \u091c\u093e\u0924\u093e \u0939\u0948\u0964.<\/p>\n<p>\u0935\u093e\u0926\u0915\u093e\u0930\u0940 \u0938\u093e\u0930\u093e\u0902\u0936 \u0928\u093f\u092a\u091f\u093e\u0928 \u092e\u0947\u0902 \u0909\u0928 \u0926\u0947\u0939\u0932\u0940 \u0917\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u091c\u0940\u0924\u0924\u0947 \u0939\u0948\u0902 \u091c\u092c \u0935\u0947 (1) \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u092f\u093e \u0928\u0948\u0926\u093e\u0928\u093f\u0915 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\u094b\u0902 \u0915\u094b, (2) \u0915\u093f\u0938\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0905\u0930\u094d\u0925 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0909\u092a\u091a\u093e\u0930-\u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915 \u0915\u0940 \u0917\u0935\u093e\u0939\u0940 \u0915\u094b, \u0914\u0930 (3) \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u0940\u0935\u0928 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u0926\u093f\u0916\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u0939\u0932\u0947 \u0914\u0930 \u092c\u093e\u0926 \u0915\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0938\u093e\u0915\u094d\u0937\u094d\u092f (\u0915\u093e\u092e, \u0936\u094c\u0915, \u0918\u0930\u0947\u0932\u0942 \u0915\u093e\u092e, \u092a\u093e\u0932\u0928-\u092a\u094b\u0937\u0923) \u0915\u094b \u091c\u0941\u091f\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u092a\u094d\u0930\u0924\u093f\u0935\u093e\u0926\u0940 \u0924\u092c \u091c\u0940\u0924\u0924\u0947 \u0939\u0948\u0902 \u091c\u092c \u0909\u0928 \u0924\u0940\u0928 \u092e\u0947\u0902 \u0938\u0947 \u0915\u094b\u0908 \u090f\u0915 \u0916\u093e\u0932\u0940 \u0939\u094b \u092f\u093e \u0938\u094d\u0935\u092f\u0902 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092e\u0947\u0902 \u0909\u0938\u0915\u093e \u0916\u0902\u0921\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u094b\u0964.<\/p>\n<div class=\"kb-cite\"><strong>\u0905\u092d\u094d\u092f\u093e\u0938 \u091f\u093f\u092a:<\/strong> \u0905\u0915\u094d\u0938\u0930, \u092a\u094d\u0930\u0925\u092e \u0926\u0943\u0937\u094d\u091f\u092f\u093e \u092f\u093e\u091a\u093f\u0915\u093e \u092a\u0930 \u092a\u0930\u093f\u0935\u093e\u0930, \u0938\u0939\u0915\u0930\u094d\u092e\u093f\u092f\u094b\u0902 \u0914\u0930 \u092a\u0930\u094d\u092f\u0935\u0947\u0915\u094d\u0937\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0917\u0935\u093e\u0939 \u0915\u0947 \u0939\u0932\u092b\u0928\u093e\u092e\u0947, \u091c\u094b \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0938\u0947 \u092a\u0939\u0932\u0947 \u0914\u0930 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0935\u093e\u0926\u0940 \u0915\u0947 \u091c\u0940\u0935\u0928 \u0915\u093e \u0935\u0930\u094d\u0923\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u092c\u0921\u093c\u093e \u0905\u0902\u0924\u0930 \u092a\u0948\u0926\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u092a\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e \u0914\u0930 \u0915\u093e\u0930\u0923\u0924\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u0924\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0930\u094b\u091c\u092e\u0930\u094d\u0930\u093e \u0915\u0947, \u0926\u0947\u0916\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092c\u0924\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u090f\u0915 \u091c\u0942\u0930\u0940 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964.<\/div>\n<h2 class=\"kb-h2\">\u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0926\u094b\u0937 \u0914\u0930 \u0938\u0940\u092e\u093e<\/h2>\n<p>\u092f\u0939\u093e\u0901 \u0924\u0915 \u0915\u093f \u0935\u093e\u0926\u0940 \u0928\u0947 \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u0936\u0930\u094d\u0924\u0947\u0902 \u092a\u0942\u0930\u0940 \u0915\u0930 \u0932\u0940\u0902, MCL 500.3135(2)(b) \u090f\u0915 \u0915\u0920\u094b\u0930 \u0928\u093f\u092f\u092e \u0932\u093e\u0917\u0942 \u0915\u0930\u0924\u093e \u0939\u0948: \u0935\u093e\u0926\u0940 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0917\u0932\u0924\u0940 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0930\u094d\u091c\u093e\u0928\u093e \u0918\u091f\u093e \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u092f\u0926\u093f \u0935\u093e\u0926\u0940 \u0915\u0940 \u0917\u0932\u0924\u0940 50% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948, \u0924\u094b \u0915\u094b\u0908 \u0917\u0948\u0930-\u0906\u0930\u094d\u0925\u093f\u0915 \u0939\u0930\u094d\u091c\u093e\u0928\u093e \u0935\u0938\u0942\u0932 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e\u0964 PIP \u0938\u0940\u092e\u093e \u0938\u0947 \u090a\u092a\u0930 \u0915\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0939\u0930\u094d\u091c\u093e\u0928\u0947 \u0905\u092d\u0940 \u092d\u0940 \u0905\u0928\u0941\u092a\u093e\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u0938\u0942\u0932 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <a href=\"\/hi\/%e0%a4%b8%e0%a4%bf%e0%a4%b5%e0%a4%bf%e0%a4%b2-%e0%a4%ae%e0%a5%81%e0%a4%95%e0%a4%a6%e0%a4%ae%e0%a5%87%e0%a4%ac%e0%a4%be%e0%a4%9c%e0%a5%80\/\">\u092e\u093f\u0936\u093f\u0917\u0928 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0926\u094b\u0937 \u092f\u094b\u091c\u0928\u093e<\/a>, \u090f\u092e\u0938\u0940\u090f\u0932 600.6304 \u0914\u0930 600.6306\u0964.<\/p>\n<h2 class=\"kb-h2\">\u0938\u0940\u092e\u093e \u0915\u093c\u093e\u0928\u0942\u0928<\/h2>\n<p>MCL 500.3135 \u0915\u0947 \u0924\u0939\u0924 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0911\u091f\u094b \u091f\u0949\u0930\u094d\u091f \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, MCL 600.5805(2) \u0915\u0947 \u0924\u0939\u0924 \u091a\u094b\u091f \u0932\u0917\u0928\u0947 \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 \u0924\u0940\u0928 \u0938\u093e\u0932 \u0915\u0947 \u092d\u0940\u0924\u0930 \u092e\u0941\u0915\u0926\u092e\u093e \u0926\u093e\u092f\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092a\u094d\u0930\u0925\u092e-\u092a\u0915\u094d\u0937 \u0915\u0940 \u0924\u0930\u092b PIP \u092e\u0941\u0915\u0926\u092e\u0947\u092c\u093e\u091c\u0940 \u091c\u093e\u0930\u0940 \u0930\u0939\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u092f\u0939 \u0938\u092e\u092f-\u0938\u0940\u092e\u093e \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e\u0908 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092a\u094d\u0930\u0925\u092e-\u092a\u0915\u094d\u0937 PIP \u0938\u0942\u091f \u092e\u0947\u0902 MCL 500.3145 \u0915\u0947 \u0924\u0939\u0924 \u0905\u092a\u0928\u0940 \u090f\u0915 \u0938\u093e\u0932 \u0915\u0940 \u0930\u093f\u0915\u0935\u0930\u0940 \u0938\u0940\u092e\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 - \u091c\u093f\u0938\u0947 \u0939\u092e\u093e\u0930\u0947 <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%aa%e0%a5%80%e0%a4%86%e0%a4%88%e0%a4%aa%e0%a5%80-%e0%a4%b8%e0%a4%ae\/\">\u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0917\u093e\u0907\u0921<\/a>. \u0938\u092e\u092f \u0938\u0940\u092e\u093e \u091a\u0942\u0915 \u091c\u093e\u0928\u0947 \u092a\u0930, \u091a\u093e\u0939\u0947 \u0915\u093f\u0924\u0928\u0940 \u092d\u0940 \u092e\u091c\u092c\u0942\u0924 \u0926\u093e\u0935\u0947 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0939\u094b, \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0926\u093e\u0935\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964.<\/p>\n<h2 class=\"kb-h2\">\u0906\u092e \u091a\u094b\u091f\u0947\u0902 \u091c\u094b \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902 - \u0914\u0930 \u091c\u094b \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902<\/h2>\n<p>\u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 \u092e\u093f\u0936\u093f\u0917\u0928 \u0930\u093e\u092f \u0914\u0930 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u093f\u090f \u0917\u090f \u092b\u0948\u0938\u0932\u0947 \u092a\u0942\u0930\u094d\u0935\u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092a\u0948\u091f\u0930\u094d\u0928 \u0926\u093f\u0916\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0928\u0940\u091a\u0947 \u0926\u0940 \u0917\u0908 \u0938\u0942\u091a\u0940 \u0926\u0943\u0937\u094d\u091f\u093e\u0902\u0924 \u0939\u0948, \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0928\u0939\u0940\u0902\u0964 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092e\u093e\u092e\u0932\u093e \u0905\u092a\u0928\u0947 \u0938\u094d\u0935\u092f\u0902 \u0915\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964.<\/p>\n<ul>\n<li><strong>\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0938\u093e\u092b\u093c \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948:<\/strong> \u0938\u094d\u092a\u093e\u0907\u0928\u0932 \u092b\u094d\u0930\u0948\u0915\u094d\u091a\u0930 \u0938\u0930\u094d\u091c\u0930\u0940, \u0908\u090f\u092e\u091c\u0940 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0940 \u0917\u0908 \u0930\u0947\u0921\u093f\u0915\u0941\u0932\u094b\u092a\u0948\u0925\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0939\u0930\u094d\u0928\u093f\u092f\u0947\u091f\u0947\u0921 \u0921\u093f\u0938\u094d\u0915, \u0928\u094d\u092f\u0942\u0930\u094b\u0938\u093e\u0907\u0915\u093f\u0915 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u091f\u0940\u092c\u0940\u0906\u0908, \u092b\u093f\u0915\u094d\u0938\u0947\u0936\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0935\u093e\u0932\u0947 \u0932\u0902\u092c\u0940 \u0939\u0921\u094d\u0921\u0940 \u0915\u0947 \u092b\u094d\u0930\u0948\u0915\u094d\u091a\u0930, \u0938\u0930\u094d\u091c\u0930\u0940 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0935\u093e\u0932\u0947 \u0930\u094b\u091f\u0947\u091f\u0930 \u0915\u092b \u091f\u093f\u092f\u0930, \u0938\u0902\u091c\u094d\u091e\u093e\u0928\u093e\u0924\u094d\u092e\u0915 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u0915\u0947 \u0938\u093e\u0925 \u092a\u094b\u0938\u094d\u091f-\u0915\u0902\u0938\u0940\u0938\u093f\u0935 \u0938\u093f\u0902\u0921\u094d\u0930\u094b\u092e, \u0906\u0930\u090f\u0938\u0921\u0940\/\u0938\u0940\u0906\u0930\u092a\u0940\u090f\u0938, \u0915\u093e\u0930\u094d\u092f\u093e\u0924\u094d\u092e\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0947 \u0938\u093e\u0925 \u0938\u094d\u0925\u093e\u092f\u0940 \u0928\u093f\u0936\u093e\u0928\u0964.<\/li>\n<li><strong>\u0905\u0915\u094d\u0938\u0930 \u0935\u093f\u0935\u093e\u0926\u093f\u0924:<\/strong> \u092c\u093f\u0928\u093e \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u0938\u0939\u0938\u0902\u092c\u0902\u0927 \u0915\u0947 \u0915\u094b\u092e\u0932 \u090a\u0924\u0915 \u0915\u0940 \u091a\u094b\u091f\u0947\u0902, \u092a\u0942\u0930\u094d\u0935-\u092e\u094c\u091c\u0942\u0926\u093e \u0905\u092a\u0915\u094d\u0937\u092f\u0940 \u0921\u093f\u0938\u094d\u0915 \u0930\u094b\u0917 \u0915\u093e \u092c\u0922\u093c\u0928\u093e, \u092c\u093f\u0928\u093e \u0928\u094d\u092f\u0942\u0930\u094b\u0938\u093e\u0907\u0915 \u092f\u093e \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0947 \u0939\u0932\u094d\u0915\u093e \u091f\u0940\u092c\u0940\u0906\u0908, \u0915\u093e\u0930\u094d\u092f\u093e\u0924\u094d\u092e\u0915 \u0938\u0940\u092e\u093e \u0915\u0947 \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u0915\u0947 \u092c\u093f\u0928\u093e \u091a\u093f\u0902\u0924\u093e\/\u092a\u0940\u091f\u0940\u090f\u0938\u0921\u0940, \u0939\u0932\u094d\u0915\u0947 \u092a\u0940\u0920 \u092e\u0947\u0902 \u0916\u093f\u0902\u091a\u093e\u0935 \u091c\u094b \u0930\u0942\u0922\u093c\u093f\u0935\u093e\u0926\u0940 \u0926\u0947\u0916\u092d\u093e\u0932 \u0938\u0947 \u0920\u0940\u0915 \u0939\u094b \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964.<\/li>\n<li><strong>\u0905\u0915\u094d\u0938\u0930 \u0916\u093e\u0930\u093f\u091c \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e:<\/strong> \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u091a\u093f\u0924\u094d\u0930\u0923 \u0915\u0947 \u0938\u093e\u0925 \u0935\u093f\u0936\u0941\u0926\u094d\u0927 \u0930\u0942\u092a \u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092a\u0930\u0915 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902, \u0915\u0941\u091b \u0939\u0940 \u0926\u093f\u0928\u094b\u0902 \u092e\u0947\u0902 \u0915\u093e\u092e \u092a\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0935\u093e\u092a\u0938\u0940, \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0915\u0915\u094d\u0937 \u0938\u0947 \u092a\u0930\u0947 \u0915\u094b\u0908 \u0909\u092a\u091a\u093e\u0930 \u0928\u0939\u0940\u0902, \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0915\u093e \u0915\u094b\u0908 \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u092a\u094d\u0930\u092e\u093e\u0923 \u0928\u0939\u0940\u0902\u0964.<\/li>\n<\/ul>\n<div class=\"kb-related\">\n<h4>\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u094d\u091e\u093e\u0928\u0915\u094b\u0936 \u0932\u0947\u0916<\/h4>\n<p><a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%aa%e0%a5%80%e0%a4%86%e0%a4%88%e0%a4%aa%e0%a5%80-%e0%a4%b8%e0%a4%ae\/\">\u092e\u093f\u0936\u093f\u0917\u0928 \u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u092a\u0940\u0906\u0908\u092a\u0940 \u0938\u092e\u092f \u0938\u0940\u092e\u093e\u090f\u0901 \u0914\u0930 \u090f\u0915-\u0935\u0930\u094d\u0937-\u092a\u093f\u091b\u0947 \u0915\u093e \u0928\u093f\u092f\u092e<\/a> . <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%a8%e0%a5%8b-%e0%a4%ab%e0%a5%89%e0%a4%b2%e0%a5%8d%e0%a4%9f-%e0%a4%b0%e0%a5%87%e0%a4%b8%e0%a5%87%e0%a4%b6%e0%a4%a8-%e0%a4%b6%e0%a5%87\/\">\u0936\u0947\u0930\u092e\u0947\u0928 \u092c\u0928\u093e\u092e \u092a\u094d\u0930\u094b\u0917\u094d\u0930\u0947\u0938\u093f\u0935 \u0915\u0947 \u092c\u093e\u0926 \u092c\u093f\u0928\u093e \u0917\u0932\u0924\u0940 \u0915\u0947 \u0930\u0926\u094d\u0926\u0940\u0915\u0930\u0923<\/a> . <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%ab%e0%a5%88%e0%a4%ae%e0%a4%bf%e0%a4%b2%e0%a5%80-%e0%a4%85%e0%a4%9f%e0%a5%87%e0%a4%82%e0%a4%a1%e0%a5%87%e0%a4%82%e0%a4%9f-%e0%a4%95\/\">\u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092a\u0930\u093f\u091a\u093e\u0930\u093f\u0915\u093e \u0926\u0947\u0916\u092d\u093e\u0932: 56 \u0918\u0902\u091f\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e<\/a> . <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%ae%e0%a5%8b%e0%a4%9f%e0%a4%b0%e0%a4%b8%e0%a4%be%e0%a4%87%e0%a4%95%e0%a4%bf%e0%a4%b2-%e0%a4%aa%e0%a5%80%e0%a4%86%e0%a4%88%e0%a4%aa%e0%a5%80\/\">\u092e\u094b\u091f\u0930\u0938\u093e\u0907\u0915\u0932 PIP \u092e\u0948\u0930\u0940 \u092b\u094d\u0930\u0940 \u092c\u0947\u0921 \u0915\u0947 \u092c\u093e\u0926 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e<\/a><\/p>\n<\/div>\n<h2 class=\"kb-h2\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/h2>\n<div class=\"kb-faq\">\n<h3 class=\"kb-h3\">\u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u092e\u093f\u0936\u093f\u0917\u0928 \u092e\u0947\u0902 \u0917\u0932\u0924\u0940 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0921\u094d\u0930\u093e\u0907\u0935\u0930 \u092a\u0930 \u092e\u0941\u0915\u0926\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0925\u093e\u092f\u0940 \u091a\u094b\u091f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948?<\/h3>\n<p>\u0928\u0939\u0940\u0902\u0964. <em>\u092e\u0948\u0915\u0915\u0949\u0930\u094d\u092e\u093f\u0915<\/em> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 \u090f\u0915 \u0910\u0938\u0940 \u0905\u0915\u094d\u0937\u092e\u0924\u093e \u091c\u094b \u0939\u092b\u094d\u0924\u094b\u0902 \u092f\u093e \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0920\u0940\u0915 \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948, \u092b\u093f\u0930 \u092d\u0940 \u0935\u0939 \u0938\u0940\u092e\u093e \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948 \u092f\u0926\u093f \u092f\u0939 \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0915\u091f \u0939\u0941\u0908 \u0939\u094b, \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f \u0915\u094b \u092c\u093e\u0927\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u094b, \u0914\u0930 \u0909\u0938 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u0940\u0935\u0928 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u094b\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092e\u0947\u0930\u093e \u090f\u092e\u0906\u0930\u0906\u0908 \u0928\u0947\u0917\u0947\u091f\u093f\u0935 \u0925\u093e\u0964 \u0915\u094d\u092f\u093e \u0907\u0938\u0938\u0947 \u092e\u0947\u0930\u093e \u0915\u0947\u0938 \u0916\u0924\u094d\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948?<\/h3>\n<p>\u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0928\u0939\u0940\u0902\u0964 \u0907\u092e\u0947\u091c\u093f\u0902\u0917 \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0905\u092d\u093f\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u093e \u090f\u0915 \u0930\u0942\u092a \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0928\u0939\u0940\u0902\u0964 \u0909\u092a\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u0940 \u0917\u0908 \u0928\u0948\u0926\u093e\u0928\u093f\u0915 \u200b\u200b\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937, \u0908\u090f\u092e\u091c\u0940\/\u0924\u0902\u0924\u094d\u0930\u093f\u0915\u093e \u091a\u093e\u0932\u0928 \u0905\u0927\u094d\u092f\u092f\u0928, \u0917\u0924\u093f \u0938\u0940\u092e\u093e \u092e\u093e\u092a, \u0911\u0921\u093f\u092f\u094b\u0917\u094d\u0930\u093e\u092e, \u0928\u094d\u092f\u0942\u0930\u094b\u0938\u093e\u0907\u0915\u094b\u0932\u0949\u091c\u093f\u0915\u0932 \u092a\u0930\u0940\u0915\u094d\u0937\u0923, \u0914\u0930 \u0936\u0932\u094d\u092f \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0915\u0947 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 \u0938\u092d\u0940 \u0915\u094b \u092e\u093f\u0936\u093f\u0917\u0928 \u0905\u092a\u0940\u0932\u0940\u092f \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u0938\u094d\u0924\u0941\u0928\u093f\u0937\u094d\u0920 \u0905\u092d\u093f\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0915\u093f\u0938\u0940 \u090f\u0915 \u092a\u0930\u0940\u0915\u094d\u0937\u0923 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0924\u0938\u094d\u0935\u0940\u0930 \u0905\u0927\u093f\u0915 \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u0940 \u0939\u0948\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092f\u0926\u093f \u092e\u0948\u0902 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092e\u0947\u0902 \u0906\u0902\u0936\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0926\u094b\u0937\u0940 \u0939\u0942\u0901, \u0924\u094b \u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0905\u092d\u0940 \u092d\u0940 \u0926\u0930\u094d\u0926 \u0914\u0930 \u092a\u0940\u0921\u093c\u093e \u0915\u0947 \u0932\u093f\u090f \u092e\u0941\u0906\u0935\u091c\u093c\u093e \u092a\u093e \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/h3>\n<p>\u0939\u093e\u0901, \u0932\u0947\u0915\u093f\u0928 \u0915\u0947\u0935\u0932 \u0924\u092d\u0940 \u091c\u092c \u0906\u092a\u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u0924\u094d\u092e\u0915 \u0917\u0932\u0924\u0940 50% \u092f\u093e \u0909\u0938\u0938\u0947 \u0915\u092e \u0939\u094b\u0964 MCL 500.3135(2)(b) \u090f\u0915 \u092c\u093e\u0930 \u091c\u092c \u0935\u093e\u0926\u0940 \u0915\u0940 \u0917\u0932\u0924\u0940 50% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b, \u0924\u094b \u0917\u0948\u0930-\u0906\u0930\u094d\u0925\u093f\u0915 \u0915\u094d\u0937\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0930\u094b\u0915 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u0909\u0938 \u0938\u0940\u092e\u093e \u0938\u0947 \u0928\u0940\u091a\u0947, \u0906\u092a\u0915\u0940 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0906\u092a\u0915\u0940 \u0917\u0932\u0924\u0940 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u092e \u0915\u0930 \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964.<\/p>\n<h3 class=\"kb-h3\">\u0906\u092a\u0915\u094b \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0935\u093e\u0926\u0940 \u0926\u093e\u093f\u092e\u093e \u0926\u0930\u094d\u091c \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u093e \u0938\u092e\u092f \u0939\u0948?<\/h3>\n<p>\u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0915\u0940 \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 \u0924\u0940\u0928 \u0938\u093e\u0932, \u090f\u092e \u0938\u0940 \u090f\u0932 600.5805(2) \u0915\u0947 \u0924\u0939\u0924\u0964 \u092a\u0940\u0906\u0908\u092a\u0940 \u0926\u093e\u0935\u094b\u0902 \u092e\u0947\u0902 \u090f\u092e \u0938\u0940 \u090f\u0932 500.3145 \u0915\u0947 \u0924\u0939\u0924 \u090f\u0915 \u0905\u0932\u0917 \u090f\u0915 \u0938\u093e\u0932 \u0915\u0940 \u092a\u0940\u091b\u0947 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u0928\u093f\u092f\u092e \u0939\u0948\u0964 \u0926\u094b\u0928\u094b\u0902 \u0918\u0921\u093c\u093f\u092f\u093e\u0901 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930 \u0930\u0942\u092a \u0938\u0947 \u091a\u0932\u0924\u0940 \u0939\u0948\u0902\u0964 \u090f\u0915 \u0915\u094b \u0926\u093e\u0916\u093f\u0932 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0926\u0942\u0938\u0930\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964.<\/p>\n<h3 class=\"kb-h3\">\u092f\u0939 \u0915\u094c\u0928 \u0924\u092f \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u092e\u0947\u0930\u0940 \u091a\u094b\u091f \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948?<\/h3>\n<p>\u0928\u094d\u092f\u093e\u092f\u093e\u0927\u0940\u0936, \u092f\u0926\u093f \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915\u0940\u092f \u0924\u0925\u094d\u092f \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964 \u091c\u0942\u0930\u0940, \u092f\u0926\u093f \u091a\u094b\u091f \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f, \u0938\u0940\u092e\u093e \u092f\u093e \u0915\u093e\u0930\u0923 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0915\u094b\u0908 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u093e\u0926 \u092e\u094c\u091c\u0942\u0926 \u0939\u0948\u0964 MCL 500.3135(2)(a) \u0922\u093e\u0901\u091a\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u0905\u091a\u094d\u091b\u0940 \u0924\u0930\u0939 \u0938\u0947 \u092a\u094d\u0930\u0932\u0947\u0916\u093f\u0924 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u2014 \u0907\u092e\u0947\u091c\u093f\u0902\u0917, \u0928\u0948\u0926\u093e\u0928\u093f\u0915 \u200b\u200b\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937, \u0909\u092a\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u0915 \u0915\u0940 \u0917\u0935\u093e\u0939\u0940, \u0914\u0930 \u091c\u0940\u0935\u0928 \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u0935\u093e\u0939\u094b\u0902 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u2014 \u0935\u0939\u0940 \u0939\u0948 \u091c\u094b \u090f\u0915 \u092c\u091a\u093e\u0935 \u0938\u093e\u0930\u093e\u0902\u0936-\u0928\u093f\u092a\u091f\u093e\u0928 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u0915\u094b \u092e\u0941\u0915\u0926\u092e\u0947 \u092e\u0947\u0902 \u092c\u0926\u0932 \u0926\u0947\u0924\u093e \u0939\u0948\u0964.<\/p>\n<h3 class=\"kb-h3\">\u0915\u094d\u092f\u093e \u092f\u0939 \u0938\u0940\u092e\u093e \u092e\u094b\u091f\u0930\u0938\u093e\u0907\u0915\u093f\u0932 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e\u0913\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948?<\/h3>\n<p>\u0939\u093e\u0901, \u0932\u0947\u0915\u093f\u0928 \u0915\u0947\u0935\u0932 \u0924\u092c \u091c\u092c \u0915\u094b\u0908 \u092e\u094b\u091f\u0930 \u0935\u093e\u0939\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0964 \u0915\u093e\u0930 \u092f\u093e \u091f\u094d\u0930\u0915 \u0915\u0940 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e \u0915\u0947\u0935\u0932 \u092e\u094b\u091f\u0930\u0938\u093e\u0907\u0915\u093f\u0932 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u0928\u094b-\u092b\u0949\u0932\u094d\u091f \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u093e\u0938\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0938\u0940\u092e\u093e \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u091c\u092c \u0915\u094b\u0908 \u092e\u094b\u091f\u0930 \u0935\u093e\u0939\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u0938\u0935\u093e\u0930 \u0915\u094b \u0935\u0939\u0940 MCL 500.3135 \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0915\u0930\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948 \u2014 \u0939\u092e\u093e\u0930\u0940 \u0926\u0947\u0916\u0947\u0902 <a href=\"\/hi\/%e0%a4%ae%e0%a4%bf%e0%a4%b6%e0%a4%bf%e0%a4%97%e0%a4%a8-%e0%a4%ae%e0%a5%8b%e0%a4%9f%e0%a4%b0%e0%a4%b8%e0%a4%be%e0%a4%87%e0%a4%95%e0%a4%bf%e0%a4%b2-%e0%a4%aa%e0%a5%80%e0%a4%86%e0%a4%88%e0%a4%aa%e0%a5%80\/\">\u092e\u094b\u091f\u0930\u0938\u093e\u0907\u0915\u093f\u0932 \u092a\u0940\u0906\u0908\u092a\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0932\u0947\u0916<\/a> \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u0935\u0930\u0947\u091c \u092a\u094d\u0930\u0936\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f\u0964.<\/p>\n<\/div>\n<div class=\"kb-cta\">\n<h3>\u092e\u093f\u091a\u093f\u0917\u0928 \u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092e\u0947\u0902 \u0918\u093e\u092f\u0932? \u0925\u094d\u0930\u0947\u0936\u094b\u0932\u094d\u0921 \u0932\u0921\u093c\u093e\u0908 \u0905\u0915\u0947\u0932\u0947 \u0928 \u0932\u0921\u093c\u0947\u0902\u0964.<\/h3>\n<p>\u0905\u091f\u0949\u0930\u094d\u0928\u0940 \u092e\u0948\u0928\u0940 \u091a\u0939\u0932 \u0915\u0947 \u0938\u093e\u0925 \u0928\u093f\u0903\u0936\u0941\u0932\u094d\u0915, \u0917\u094b\u092a\u0928\u0940\u092f \u0938\u092e\u0940\u0915\u094d\u0937\u093e\u0964 \u0915\u094b\u0908 \u0936\u0941\u0932\u094d\u0915 \u0928\u0939\u0940\u0902 \u091c\u092c \u0924\u0915 \u0915\u093f \u0939\u092e \u0935\u0938\u0942\u0932\u0940 \u0928 \u0915\u0930\u0947\u0902\u0964.<\/p>\n<p><a class=\"btn\" href=\"tel:18446242425\">1-844-624-2425 \u092a\u0930 \u0915\u0949\u0932 \u0915\u0930\u0947\u0902<\/a><\/div>\n<\/div>\n<aside class=\"kb-disclaimer\" style=\"margin:48px 0 24px;padding:24px 28px;background:#f8fafc;border-left:4px solid #fbbf24;border-radius:6px;font-family:'Cormorant Garamond','EB Garamond',Georgia,serif;font-size:15px;line-height:1.65;color:#334155;\">\n<p style=\"margin:0 0 8px;font-family:'Inter','Helvetica Neue',Arial,sans-serif;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#0b1220;\">\u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/p>\n<p style=\"margin:0;color:#334155;\">\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0926\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947\u0935\u0932 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0938\u0942\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u0914\u0930 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u0928\u0942\u0928\u0940 \u0938\u0932\u093e\u0939 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\u0907\u0938 \u0932\u0947\u0916 \u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092a\u0930 \u092d\u0930\u094b\u0938\u093e \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u0932\u093e\u0939 \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948 \u0915\u093f \u0935\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u094b\u0908 \u092d\u0940 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092f\u093e \u0915\u094b\u0908 \u092d\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0947 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u092e\u0947\u0902 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930, \u092f\u094b\u0917\u094d\u092f \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u0915\u0940\u0932 \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0932\u0947\u0902\u0964 \u092a\u093f\u091b\u0932\u0947 \u092a\u0930\u093f\u0923\u093e\u092e \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u094b\u0902 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964.<\/p>\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Knowledge Base &middot; Auto Tort Threshold Michigan Serious Impairment Threshold After McCormick By Attorney Manny Chahal &middot; Updated May 2026 &middot; Reading time: ~9 min Michigan&#8217;s no-fault system pays your medical bills and wage loss without proof of fault, but it slams the courthouse door on pain-and-suffering claims unless your injury crosses a statutory line [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-practices"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Michigan Serious Impairment Threshold After McCormick - 1844mchahal.com<\/title>\n<meta name=\"description\" content=\"Knowledge Base &middot; Auto Tort Threshold Michigan Serious Impairment Threshold After McCormick By Attorney Manny Chahal &middot; Updated May\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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